Neuste Beiträge aus: Irish Life - Gewinner der irischen Bankenkrise

Wie z.Z bei jeder Aktionärsparty.

Alle sind zornig, und hauen die Papiere aus dem Fenster, um Sie danach wieder 20% teurer ins Depot zu legen.



ISE

10:30 EUR 0.0290 0.0000 0.0000%
12:30 EUR 0.0290 0.0000 0.0000%
16:30 EUR 0.0350 0.0060 20.6897%
17:30 EUR 0.0350 0.0060 20.6897%.

Antwort auf Beitrag Nr.: 43.204.696 von andthentherewerethree am 24.05.12 08:21:57morgen

... mal gucken wie die Iren heute drauf sind. im grunde müsste man einsammeln.

so übel sehe ich es nu auch wieder net ....

hui... 15%.... nicht übel...

Antwort auf Beitrag Nr.: 43.203.370 von Pfandbrief am 23.05.12 20:17:57
Na ja, z.Z ist alles wieder nervös. Die Hellas verunsichern leider auch. Das Europäischer Fiskalpakt ist den Iren auch eher ein Dorn im Auge .....

....ich denke hier wirds noch rumpeln.

Antwort auf Beitrag Nr.: 43.203.350 von Efeu73 am 23.05.12 20:14:03Sind, wie alles, etwas runter, aber dramatisch ist es nicht:

Antwort auf Beitrag Nr.: 43.201.289 von Pfandbrief am 23.05.12 13:54:21.... Was machen deine Irischen Anleihen ? Was glaubst Du wie die bei einem Nein zum FP Reagieren werden ? Ich sehe bei den Iren nicht mehr so die aufgehende Sonne wie auch schon.

Mir geht die Politikbörse auf den Zeiger !!!

Antwort auf Beitrag Nr.: 43.201.289 von Pfandbrief am 23.05.12 13:54:21
oh, upss... na ja ..... Heute kommen wir aber flach raus

17:30 EUR 0.0290 -0.0060 -17.1429%

.... hier haben mal widere einige die Schnautze voll ! Der Piotr wird wohl auch die Wände hoch gehen. Ich werde wohl oder übel diesen Zock überdenken müssen.


ok, der Welt Markt war auch nicht gerade das gelbe vom Ei.

Antwort auf Beitrag Nr.: 43.201.164 von Efeu73 am 23.05.12 13:26:05Weiß nicht. Die Aktie hat sich in letzter Zeit vergleichsweise gut gehalten. Evtl. ist für 8 Cents Bank of Ireland vorzuziehen.

Antwort auf Beitrag Nr.: 43.200.313 von Pfandbrief am 23.05.12 10:28:06

...... mmmh, ein guter Tag um zu Sammeln, und den "Enttäuschten" diePapiere aus den Händen ziehen, oder vielleicht doch Verkaufen, was sollen Mann tun ........ ?

..... Ach, Spekulatius ist ein Irrer

Antwort auf Beitrag Nr.: 43.200.107 von mmafr am 23.05.12 09:52:54Diese Jammerei von Kreditnehmern über die ach so hohen Zinsen ist eine Frechheit. Die sollen sich mal freuen, dass ich nicht da war, sonst hätt ich auch mal meinen Senf dazugegeben, auch wenn mich der ganze Saal ausgebuht hätte.

Erstens sind 4,69 % nicht viel. Man bedenke dass DER IRISCHE STAAT mehr zahlen müsste wenn er jetzt eine Anleihe aufnehmen würde. Erheblich mehr. Zweitens war es die freie Entscheidung all dieser Leute, keinen tracker zu nehmen, von denen wir ja leider auch so viele haben. Wahrscheinlich taten sie das, weil der tracker beim Abschlusszeitpunkt teurer war! Aber jetzt jammern, klar.

http://www.irishtimes.com/newspaper/finance/2012/0523/122431…

IL&P had considered closing bank division

CIARÁN HANCOCK, Business Affairs Correspondent

Wed, May 23, 2012

THE BOARD of Irish Life & Permanent Group Holdings considered closing its banking subsidiary during talks on the restructuring of the group with the troika, chairman Alan Cook told shareholders at its annual meeting in Dublin yesterday.

“Nothing including outright closure of the bank was excluded ,” Mr Cook said.

IL&P will submit its restructuring plan to the European Commission for approval before the end of June, he added.

This will involve the separation of Irish Life from its banking arm Permanent TSB, which made a loss before certain exceptional items of €65 million in 2011.

He said the intention was to create a “new smaller and more competitive [Irish] retail bank” to operate in conjunction with an asset management arm and CHL, its closed book mortgage business in the UK.

“Ultimately, we aspire to creating a competitive and profitable retail bank in Ireland,” he said during a stormy meeting that lasted for more than 2½ hours.

Shareholders vented their anger at PTSB’s high standard variable interest rate for residential mortgages and the fact that they have been wiped out by the €4 billion recapitalisation of the group by the State, which was required following reviews of its capital requirements by the Central Bank.

This involved a €2.7 billion injection of capital by the Government and the forced sale to the State of Irish Life for €1.3 billion.

This has resulted in the State taking a 99.2 per cent stake in the business with shareholders now owning just 0.8 per cent.

Mr Cook said this was a “matter of huge regret” to the board.

Mr Cook said its recent 0.5 per cent reduction in its variable mortgage interest rate was a “gesture” not “scientifically calculated”.

“It’s an indication of our intent . . . to put the business back on an even keel,” he added.

Brendan Burgess, founder of personal finance website askaboutmoney.com, was given the opportunity to address the meeting.

Mr Burgess said ILP had done “enormous damage” to many families around the country by pushing up its mortgage rates.

“The predatory rates are counter productive,” he said. “You are losing money by forcing people into arrears.”

He said IL&P was now considered a “toxic bank” and a “predatory bank”.

Mr Burgess also criticised IL&P’s public interest directors, Ray MacSharry and Margaret Hayes, for their roles in the company’s affairs over recent years.

He called for the bank to reduce its standard variable rate from the current 4.69 per cent paid by existing mortgage holders to 3.69 per cent, which is offered to new customers.

In replying to this issue about a two-tier interest rate structure, Mr Cook said: “We are issuing virtually no new mortgages even at that rate. I can’t stand here in front of you today and state that this is the right rate [4.69 per cent].”

Mr Cook said the board needed to “work hard” at “fixing” the bank and making its products more competitive.

All 11 resolutions were passed, having received the support of the State.

This included a proposal to change the company’s name to Permanent TSB Group Holdings.

Speaking to the media after the meeting, Mr Cook restated PTSB’s ambition to become the third biggest retail bank in Ireland but declined to say how many job cuts would be required as part of its restructuring.

“I will be upfront with people as soon as I know the answer,” commented PTSB chief executive Jeremy Masding.

© 2012 The Irish Times

http://www.independent.ie/national-news/homeowners-vent-ange…

But despite persistent shareholder questioning, he could not say when the next step might be taken, but said the bank's restructuring plan would go to the EU in June.

"I'd be hopeful, but maybe I'm being naive," said Ms O'Donohue.

http://m.irishtimes.com/newspaper/finance/2012/0523/12243165…

A large number of the shareholders had left the room by this stage to scoff the sandwiches outside, no doubt in a bid to get something back for their lost millions.

Zitat von Flocke7815Tja, so wie das aussieht, war das meeting heute nicht Erfolgreich.

Was meinst Du? Immer noch halten oder lieber mit Verlust verkaufen?

Ich denke dieser Bericht bringt es auf den Punkt. ( Mal nicht von Laura Noonan ! )

http://www.irishexaminer.com/business/ptsb-prioritises-restr…

At yesterday’s meeting, IL&P chairman Alan Cook said those talks had been intensive but very positive and arrived at a skeleton plan that would see Permanent TSB finally split from the rest of Irish Life and progress as a smaller retail bank in Ireland, with an asset management unit and a buy-to-let mortgage book in Britain

However, the bank’s top priority now is to flesh out its restructuring submission ahead of lodging it with the European Commission next month.

Despite yesterday’s AGM being largely academic IL&P is 99% state-owned — the meeting was still fractious. A number of shareholders and customers attacked management over Permanent TSB’s high mortgage interest rates — with the general consensus being that the recent 0.5% cut in its variable rate for new customers, has not brought the bank in line with other lenders.


Ich habe hier ein niedrigen EP 0.028€. Habe aber auch schon mit dem Gedanken gespielt zu schmeissen. Ich gehe mal davon aus das die 0.1 € noch Lichtjahre von uns entfernt sind ! Das die Leute hier sauer sind, kann ich ja verstehen, aber welcher Aktionär von einer Bank ist es z.Z nicht !? Ich halte UBS Aktien, nicht wenige , mit -70 % !!

Hier muss jeder für sich selber entscheiden. Ich werde aber nicht mehr lange dabei sein. Mal sehen wie das Echo auf den gestrigen Tag ist. Soooooo Scheixxe waren die News jetzt auch wieder nicht. Im Grunde wissen wir soviel wie vorher. Es braucht Zeit, aber warten ist Langweilig, das is mein einziges Problem !

Gruss

Ich verkaufe eingentlich nicht gern...

Tja, so wie das aussieht, war das meeting heute nicht Erfolgreich.

Was meinst Du? Immer noch halten oder lieber mit Verlust verkaufen?

This is from Laura Noonan on Twitter today:


Looks like no announcement on PTSB rates today, they say they're keeping them "under review"

They're getting slaughtered by svr customers for their "obscene" rates, hypocritical communications etc..


"I can not stress enough how unloyal I am to your bank.I, along with thousands more,would drop you like a hot coal if I could" PTSB customer


"I don't want a write off or forgiveness, I want a fair rate" - PTSB mortgage holder


"we await a normal functioning market where we can break free from the shackles of permanent TSB" - mortgage holder

"I am tired of sympathy from the bank ... I am so tired of paying for other people's reckless decisions" - PTSB mortgage holder

PTSB chairman explaining funding costs and "discontinuity" between their rates and market to unimpressed looking shareholders

PTSB chairman Cook insists he's "not waffling" but can't say when the bank will bring its old SVR rates into line with new ones

Piotr "I have a harsh message, this is not a customers meeting, this is a shareholders meeting". Ooh...

Chances of egg throwing seem to have gone up markedly since piotr took the mic #eggwatch

http://www.tv3.ie/3player/show/2/48896/1/News-Updates

Kenny says mortgage crisis biggest issue facing Ireland

The bank will meet the boards of AIB, Bank of Ireland and Permanent TSB over the next two months to ask them to “take a direct and personal interest” in making sure the banks follow their plans to resolve troubled mortgages.

http://www.irishtimes.com/newspaper/breaking/2012/0522/break…

PTSB AGM: Mortgage-holders vent anger at 'extortionate' rates

http://www.breakingnews.ie/ireland/ptsb-agm-mortgage-holders…

Angry permanent tsb customers may win new rate cut

[urlhttp://www.sharenet.co.za/news/Angry_permanent_tsb_customers_may_win_new_rate_cut/196086cd28dfc30fb0345f0f4f11344c[/url]

22 May 2012.

Confirmation of Director Retirement

http://www.investegate.co.uk/article.aspx?id=201205221616198…

Mortage holders attend Irish Life and Permanent AGM

22.05.12

Struggling mortage holders voiced their frustrations at the Irish Life and Permanent Annual General Meeting today, as they criticised the company’s high interest rates.

The group of customers bought Irish Life and Permanent shares at their current three cent value in order to speak at the company’s AGM today.

The company’s interest rates as well as government-appointed directors came under fire.

Even though the Permanent TSB cut its rates earlier this month, the group accused the bankers of being greedy as the rates remain well above the market average.

They concluded that they hope that the new look bank will mean a better deal for hard-pressed mortgage customers.

Weiß jemand, ws in dem Meeting heute gelaufen ist?

"Errors have been made in the past and we have to tackle those errors."

Na hoffentlich

Zitat von Efeu73Angst vor einem Nein zum Fiskalpakt in Irland ? Politikbörse ?

http://www.zeit.de/wirtschaft/2012-05/irland-referendum

Nebenbei, hat da der Enda Kenny, auf dem Foto, etwa Gras in der Tasche ?

Antwort auf Beitrag Nr.: 43.195.040 von Efeu73 am 22.05.12 09:27:23Diese sollte auch mittlerweile angefangen haben!
Bin USA da ist das schwierig mit der Zeitverschiebung.

By danke für Deine Berichterstattung Efeu!

May 22 (Reuters)

UK Stocks-Factors to watch on Tuesday May 22

IRISH LIFE & PERMANENT : Holds AGM