Allianz will Policen über Western Union vertreiben - Absichtserklärung - 500 Beiträge pro Seite | Diskussion im Forum
eröffnet am 09.05.12 17:27:36 von
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ISIN: US9598021098 · WKN: A0LA17 · Symbol: WU
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MÜNCHEN (dpa-AFX) - Europas größter Versicherer Allianz will Versicherungspolicen künftig auch über den Zahlungsdienstleister Western Union vertreiben. Beide Unternehmen haben dazu eine Absichtserklärung unterzeichnet, wie sie am Montag …
Lesen sie den ganzen Artikel: Allianz will Policen über Western Union vertreiben - Absichtserklärung
Lesen sie den ganzen Artikel: Allianz will Policen über Western Union vertreiben - Absichtserklärung
finde ich eine interessante Idee; habe das mal zum Anlass genommen, mir die Zahlen von WU anzuschauen:
sie verdienen ein Mehrfaches ihres EK pro Jahr
Bewertung ist nicht günstig, aber der "moat" dürfte ziemlich groß sein
Habe mir mal ein paar Ansichtsstücke geholt...
sie verdienen ein Mehrfaches ihres EK pro Jahr
Bewertung ist nicht günstig, aber der "moat" dürfte ziemlich groß sein
Habe mir mal ein paar Ansichtsstücke geholt...
sie kaufen sehr viele Aktien zurück;
alleine in Q1 ungefähr 1% der outstanding shares
alleine in Q1 ungefähr 1% der outstanding shares
Western Union steigert die Dividende um 25 Prozent
Western Union (ISIN: US9598021098, NYSE: WU) wird eine Quartalsdividende von 12,5 US-Cents an die Investoren ausbezahlen, eine Anhebung um 25 Prozent gegenüber dem Vorquartal. In den letzten 24 Monaten hat das Unternehmen die Ausschüttung viermal erhöht. Auf das Jahr hochgerechnet werden zukünftig 0,50 US-Dollar an die Aktionäre bezahlt.
Beim derzeitigen Aktienkurs von 17,93 US-Dollar entspricht dies einer aktuellen Dividendenrendite von 2,79 Prozent. Ausbezahlt wird die nächste Dividende am 31. Dezember 2012. Zusätzlich gab Western Union am Dienstag ein Aktienrückkaufprogramm in Höhe von 550 Mio. US-Dollar bekannt. Das Programm läuft bis zum 31. Dezember 2013. Das alte Programm (194 Mio. US-Dollar Restsumme zum 30. September 2012) endet zum 31. Dezember 2012.
Western Union wurde 1851 in Rochester gegründet. Das Unternehmen ist heute der führende Anbieter von weltweitem Geldtransfer. Die Kunden können dabei mehr als 370.000 Vertriebsstandorte in über 200 Ländern nutzen. Häufig nutzen ausländische Arbeitnehmer den Service, um Geld an Angehörige in ihren Herkunftsländern zu schicken. Im Jahr 2011 steigerte der Konzern den Umsatz um 6 Prozent gegenüber dem Vorjahr auf 5,5 Mrd. US-Dollar.
Western Union (ISIN: US9598021098, NYSE: WU) wird eine Quartalsdividende von 12,5 US-Cents an die Investoren ausbezahlen, eine Anhebung um 25 Prozent gegenüber dem Vorquartal. In den letzten 24 Monaten hat das Unternehmen die Ausschüttung viermal erhöht. Auf das Jahr hochgerechnet werden zukünftig 0,50 US-Dollar an die Aktionäre bezahlt.
Beim derzeitigen Aktienkurs von 17,93 US-Dollar entspricht dies einer aktuellen Dividendenrendite von 2,79 Prozent. Ausbezahlt wird die nächste Dividende am 31. Dezember 2012. Zusätzlich gab Western Union am Dienstag ein Aktienrückkaufprogramm in Höhe von 550 Mio. US-Dollar bekannt. Das Programm läuft bis zum 31. Dezember 2013. Das alte Programm (194 Mio. US-Dollar Restsumme zum 30. September 2012) endet zum 31. Dezember 2012.
Western Union wurde 1851 in Rochester gegründet. Das Unternehmen ist heute der führende Anbieter von weltweitem Geldtransfer. Die Kunden können dabei mehr als 370.000 Vertriebsstandorte in über 200 Ländern nutzen. Häufig nutzen ausländische Arbeitnehmer den Service, um Geld an Angehörige in ihren Herkunftsländern zu schicken. Im Jahr 2011 steigerte der Konzern den Umsatz um 6 Prozent gegenüber dem Vorjahr auf 5,5 Mrd. US-Dollar.
Antwort auf Beitrag Nr.: 43.769.486 von R-BgO am 31.10.12 10:29:59Kurs hat's danach aber fett gebrezelt...;
================================
Western Union and EZCORP Sign Agreement
ENGLEWOOD, Colo. and AUSTIN, Texas, Nov. 6, 2012 /PRNewswire/ -- The Western Union Company (NYSE: WU), a leader in global payments, and EZCORP, Inc. (NASDAQ: EZPW), a leading provider of instant cash solutions for consumers, today announced an agreement.
(Logo: http://photos.prnewswire.com/prnh/20090713/EZCORPLOGO)
Under the terms of the agreement, Western Union Money Transfer®, money order and consumer bill payment services will be available at over 900 EZCORP-operated store locations in the United States. Western Union money transfer services also will be available at more than 300 EZCORP-operated store locations in Mexico and Canada.
"Our agreement with Western Union will allow EZCORP to provide vital money transfer and other payment services, thereby deepening our relationship with our customer base," said Paul Rothamel, EZCORP's President and Chief Executive Officer. "Western Union is an established global brand, and the company facilitates the reliable and timely movement of money through a substantial international network. Aligning with Western Union is a natural choice for EZCORP, as we remain committed to providing exceptional service and meeting our customers' wide variety of financial needs."
EZCORP operates more than 900 locations in the United States under various brand names, including EZPAWN, Value Pawn & Jewelry and EZMONEY. The company's presence in Mexico includes 230 Empeno Facil or Empene Su Oro stores, and a 60% ownership interest in Crediamigo, a specialty consumer finance company. In Canada, EZCORP operates 70 cash advance and buy/sell stores under the brand names Cash Converters and Cashmax. The company also has strategic relationships with Albemarle & Bond Holdings PLC, one of the U.K.'s largest pawnbroking businesses, and Cash Converters International Limited, which franchises and operates a worldwide network of personal financial services and retail stores. EZCORP was named to Fortune Magazine's 100 fastest growing companies list in both 20101 and 20112.
"Western Union is positioned at the nexus between cash and electronic technologies," said Victoria Lopez-Negrete, Senior Vice President and General Manager, North America at Western Union. "Our relationship with EZCORP will now enable consumers to send and receive money transfers, purchase money orders and make bill payments - all in one convenient location."
About EZCORP
EZCORP is a leading provider of instant cash solutions for consumers employing 6,500 teammates and operating 1,262 company-operated pawn, buy/sell and personal financial services locations in the U.S., Mexico and Canada. We provide a variety of instant cash solutions, including pawn loans, consumer loans, and fee-based credit services to customers seeking loans. At our pawn and buy/sell stores, we also sell merchandise, primarily collateral forfeited from pawn lending operations and used merchandise purchased from customers.
EZCORP owns controlling interests in Prestaciones Finmart, S.A.P.I. de C.V., SOFOM, E.N.R. (doing business under the name "Crediamigo"), a leading provider of payroll deduction loans in Mexico, and in Artiste Holding Limited (doing business under the name "Cash Genie"), a leading provider of online loans in the U.K. The company also has significant investments in Albemarle & Bond Holdings PLC (ABM.L), one of the U.K.'s largest pawnbroking businesses with over 180 full-line stores offering pawnbroking, jewelry retailing, gold buying and financial services; and in Cash Converters International Limited (CCV.L and CCV.ASX), which franchises and operates a worldwide network ofalmost 700 stores that provide personal financial services and sell pre-owned merchandise. For more information, visit www.ezcorp.com.
================================
Western Union and EZCORP Sign Agreement
ENGLEWOOD, Colo. and AUSTIN, Texas, Nov. 6, 2012 /PRNewswire/ -- The Western Union Company (NYSE: WU), a leader in global payments, and EZCORP, Inc. (NASDAQ: EZPW), a leading provider of instant cash solutions for consumers, today announced an agreement.
(Logo: http://photos.prnewswire.com/prnh/20090713/EZCORPLOGO)
Under the terms of the agreement, Western Union Money Transfer®, money order and consumer bill payment services will be available at over 900 EZCORP-operated store locations in the United States. Western Union money transfer services also will be available at more than 300 EZCORP-operated store locations in Mexico and Canada.
"Our agreement with Western Union will allow EZCORP to provide vital money transfer and other payment services, thereby deepening our relationship with our customer base," said Paul Rothamel, EZCORP's President and Chief Executive Officer. "Western Union is an established global brand, and the company facilitates the reliable and timely movement of money through a substantial international network. Aligning with Western Union is a natural choice for EZCORP, as we remain committed to providing exceptional service and meeting our customers' wide variety of financial needs."
EZCORP operates more than 900 locations in the United States under various brand names, including EZPAWN, Value Pawn & Jewelry and EZMONEY. The company's presence in Mexico includes 230 Empeno Facil or Empene Su Oro stores, and a 60% ownership interest in Crediamigo, a specialty consumer finance company. In Canada, EZCORP operates 70 cash advance and buy/sell stores under the brand names Cash Converters and Cashmax. The company also has strategic relationships with Albemarle & Bond Holdings PLC, one of the U.K.'s largest pawnbroking businesses, and Cash Converters International Limited, which franchises and operates a worldwide network of personal financial services and retail stores. EZCORP was named to Fortune Magazine's 100 fastest growing companies list in both 20101 and 20112.
"Western Union is positioned at the nexus between cash and electronic technologies," said Victoria Lopez-Negrete, Senior Vice President and General Manager, North America at Western Union. "Our relationship with EZCORP will now enable consumers to send and receive money transfers, purchase money orders and make bill payments - all in one convenient location."
About EZCORP
EZCORP is a leading provider of instant cash solutions for consumers employing 6,500 teammates and operating 1,262 company-operated pawn, buy/sell and personal financial services locations in the U.S., Mexico and Canada. We provide a variety of instant cash solutions, including pawn loans, consumer loans, and fee-based credit services to customers seeking loans. At our pawn and buy/sell stores, we also sell merchandise, primarily collateral forfeited from pawn lending operations and used merchandise purchased from customers.
EZCORP owns controlling interests in Prestaciones Finmart, S.A.P.I. de C.V., SOFOM, E.N.R. (doing business under the name "Crediamigo"), a leading provider of payroll deduction loans in Mexico, and in Artiste Holding Limited (doing business under the name "Cash Genie"), a leading provider of online loans in the U.K. The company also has significant investments in Albemarle & Bond Holdings PLC (ABM.L), one of the U.K.'s largest pawnbroking businesses with over 180 full-line stores offering pawnbroking, jewelry retailing, gold buying and financial services; and in Cash Converters International Limited (CCV.L and CCV.ASX), which franchises and operates a worldwide network ofalmost 700 stores that provide personal financial services and sell pre-owned merchandise. For more information, visit www.ezcorp.com.
Trading Spotlight
Fri Nov 9, 2012 4:10pm EST
Overview
-- The global market for money transfer is becoming increasingly
competitive, forcing Western Union Co. to cut prices to retain or grow
its current market share.
-- At the same time, the company announced a 25% increase in dividends
and board authorization for $550 million of additional share repurchases.
Given our expectation for lower earnings over the coming year, we view this
decision as a sign that management is becoming increasingly aggressive with
its liquidity position in order to enhance shareholder value.
-- As a result, we are lowering the long-term issuer credit rating on
Western Union Co. to 'BBB+' from 'A-'.
-- We also revised our ratings outlook to negative from stable. Western
Union's price-cutting strategy could lead to sustained lower earnings. Unless
the company can return to the stronger earnings and cash flows it produced in
the past few years and fund and its shareholder initiatives without increasing
its financial leverage or depleting cash, we could lower the rating.
Rating Action
On Nov. 9, 2012, Standard & Poor's Ratings Services lowered its long-term
issuer credit Englewood, Colo.-based Western Union Co. (WU) to 'BBB+' from
'A-'. At the same time, we revised the outlook to negative from stable.
Rationale
The downgrade is based on the increasingly competitive market for money
transfer, price cutting that we expect to limit earnings over the next year,
compliance changes that have affected the U.S. to Mexico and other Latin
American money-transfer corridors, and management's decision to increase
dividends and share repurchases despite the more challenging conditions.
The global money transfer business has recently become more competitive,
resulting in market-share challenges in several money-transfer corridors for
WU. The company also faces competition from electronic channels--including
digital and account-based money transfers--in which WU is a smaller
participant but growing quickly. WU's business has also slowed as a result of
compliance changes affecting the U.S. to Mexico and other Latin American
money-transfer corridors. The company has ended its agreement with more than
7,000 agents (40% of its total agents in Mexico) that were not meeting new
compliance requirements. In light of this slowdown for WU's money-transfer
business, the company announced a new strategy that includes cutting prices
and cost-savings initiatives. We factored into our assumptions a low
double-digit decline in EBITDA and expect debt to adjusted EBITDA to rise to
mid-to-high 2x over the next two years.
Management's focus on building shareholder value is moderately aggressive, in
our view, especially in light of these new developments. Since 2009, WU has
repurchased approximately $2.2 billion in shares. Including the recently
announced $550 million share repurchases authorization, WU can repurchase up
to $750 million through 2013. The quarterly dividend per share gradually
increased over the past couple of years, and, under the new shareholder plan,
the quarterly dividend has again increased by 25% to $0.125. WU has maintained
a stable financial profile while actively repurchasing shares since becoming a
public company; however, the continuation of repurchases despite negative
developments supports our view that the firm is taking an increasingly
aggressive financial posture.
Our ratings on WU are based on the strength of the company's premier money
transfer franchise--still by far the market leader--its history and proven
ability to generate strong and consistent cash flow and earnings, and its
relatively low exposure to credit, interest rate, and liquidity risks.
Outlook
The outlook is negative. New competition and compliance changes create
uncertainty over the next two years in terms of WU's market share,
profitability, and cash flow. Specifically, WU's price-cutting strategy could
lead to lower earnings for a sustained period. We could lower the ratings if
WU loses market share, or cannot regain the stronger earnings and cash flows
it has produced the past few years, following the declines we expect in 2013.
The current rating also depends on WU's ability to fund its shareholder
initiatives with cash flows. We expect debt to adjusted EBITDA will rise to
mid-to-high 2x. We could lower the rating if debt to adjusted EBITDA exceeds
2.75x on a sustained basis. We could revise the outlook to stable if the
company's pricing cuts result in an improved competitive position and the
company maintains debt to adjusted EBITDA below 2.5x on a sustained basis.
Overview
-- The global market for money transfer is becoming increasingly
competitive, forcing Western Union Co. to cut prices to retain or grow
its current market share.
-- At the same time, the company announced a 25% increase in dividends
and board authorization for $550 million of additional share repurchases.
Given our expectation for lower earnings over the coming year, we view this
decision as a sign that management is becoming increasingly aggressive with
its liquidity position in order to enhance shareholder value.
-- As a result, we are lowering the long-term issuer credit rating on
Western Union Co. to 'BBB+' from 'A-'.
-- We also revised our ratings outlook to negative from stable. Western
Union's price-cutting strategy could lead to sustained lower earnings. Unless
the company can return to the stronger earnings and cash flows it produced in
the past few years and fund and its shareholder initiatives without increasing
its financial leverage or depleting cash, we could lower the rating.
Rating Action
On Nov. 9, 2012, Standard & Poor's Ratings Services lowered its long-term
issuer credit Englewood, Colo.-based Western Union Co. (WU) to 'BBB+' from
'A-'. At the same time, we revised the outlook to negative from stable.
Rationale
The downgrade is based on the increasingly competitive market for money
transfer, price cutting that we expect to limit earnings over the next year,
compliance changes that have affected the U.S. to Mexico and other Latin
American money-transfer corridors, and management's decision to increase
dividends and share repurchases despite the more challenging conditions.
The global money transfer business has recently become more competitive,
resulting in market-share challenges in several money-transfer corridors for
WU. The company also faces competition from electronic channels--including
digital and account-based money transfers--in which WU is a smaller
participant but growing quickly. WU's business has also slowed as a result of
compliance changes affecting the U.S. to Mexico and other Latin American
money-transfer corridors. The company has ended its agreement with more than
7,000 agents (40% of its total agents in Mexico) that were not meeting new
compliance requirements. In light of this slowdown for WU's money-transfer
business, the company announced a new strategy that includes cutting prices
and cost-savings initiatives. We factored into our assumptions a low
double-digit decline in EBITDA and expect debt to adjusted EBITDA to rise to
mid-to-high 2x over the next two years.
Management's focus on building shareholder value is moderately aggressive, in
our view, especially in light of these new developments. Since 2009, WU has
repurchased approximately $2.2 billion in shares. Including the recently
announced $550 million share repurchases authorization, WU can repurchase up
to $750 million through 2013. The quarterly dividend per share gradually
increased over the past couple of years, and, under the new shareholder plan,
the quarterly dividend has again increased by 25% to $0.125. WU has maintained
a stable financial profile while actively repurchasing shares since becoming a
public company; however, the continuation of repurchases despite negative
developments supports our view that the firm is taking an increasingly
aggressive financial posture.
Our ratings on WU are based on the strength of the company's premier money
transfer franchise--still by far the market leader--its history and proven
ability to generate strong and consistent cash flow and earnings, and its
relatively low exposure to credit, interest rate, and liquidity risks.
Outlook
The outlook is negative. New competition and compliance changes create
uncertainty over the next two years in terms of WU's market share,
profitability, and cash flow. Specifically, WU's price-cutting strategy could
lead to lower earnings for a sustained period. We could lower the ratings if
WU loses market share, or cannot regain the stronger earnings and cash flows
it has produced the past few years, following the declines we expect in 2013.
The current rating also depends on WU's ability to fund its shareholder
initiatives with cash flows. We expect debt to adjusted EBITDA will rise to
mid-to-high 2x. We could lower the rating if debt to adjusted EBITDA exceeds
2.75x on a sustained basis. We could revise the outlook to stable if the
company's pricing cuts result in an improved competitive position and the
company maintains debt to adjusted EBITDA below 2.5x on a sustained basis.
bei Gelegenheit Wettbewerber anschauen:
Global Payments
Euronet Worldwide
Moneygram
Total System Services
Global Payments
Euronet Worldwide
Moneygram
Total System Services
Western Union dank des "starken" euros unter 10,00 € in deutschland
http://www.mysmartrend.com/news-briefs/news-watch/shares-wes…
ist Western Union eine "Value-Falle":
http://seekingalpha.com/article/1101691-is-western-union-a-v…
http://www.mysmartrend.com/news-briefs/news-watch/shares-wes…
ist Western Union eine "Value-Falle":
http://seekingalpha.com/article/1101691-is-western-union-a-v…
Antwort auf Beitrag Nr.: 43.142.398 von R-BgO am 09.05.12 17:27:36
Kurs ist unter großen Schwankungen ein bisschen höher geworden.
Die Bilanz wird ein bisschen restauriert, indem nicht mehr absolut alles für Divi und buybacks rausgehauen wird.
Trotzdem ist der sharecount deutlich geringer geworden.
Am unschlüssigsten bin ich mir hinsichtlich meiner "moat"-Behauptung:
-sie haben zwar wohl das riesigste Netz von outlets überhaupt, aber
-was ist, wenn sie von einem mobilen System komplett abgelöst werden? Handys hat inzwischen fast jeder
Erstposting 9.5.2012, vor 4 Jahren:
Zitat von R-BgO: finde ich eine interessante Idee; habe das mal zum Anlass genommen, mir die Zahlen von WU anzuschauen:
sie verdienen ein Mehrfaches ihres EK pro Jahr
Bewertung ist nicht günstig, aber der "moat" dürfte ziemlich groß sein
Habe mir mal ein paar Ansichtsstücke geholt...
Kurs ist unter großen Schwankungen ein bisschen höher geworden.
Die Bilanz wird ein bisschen restauriert, indem nicht mehr absolut alles für Divi und buybacks rausgehauen wird.
Trotzdem ist der sharecount deutlich geringer geworden.
Am unschlüssigsten bin ich mir hinsichtlich meiner "moat"-Behauptung:
-sie haben zwar wohl das riesigste Netz von outlets überhaupt, aber
-was ist, wenn sie von einem mobilen System komplett abgelöst werden? Handys hat inzwischen fast jeder
Vielleicht als "melting ice cube" auslutschen?
http://seekingalpha.com/article/3964090-worried-western-unio… habe als flankierende Maßnahme mal auch einen
Thread: Moneygram eingerichtet Western Union – der stille Bargeld-Service für Flüchtlinge
Einer der größten Fluchthelfer und Verursacher exorbitanter Migrations-Probleme in Deutschland und Europa sind zweifellos die Western Union, dicht gefolgt von MoneyGram. Quelle:
http://www.journalistenwatch.com/2017/08/13/western-union-…
in 2017 haben sie erfolgreich das EK vernichtet
Chartvergleich: 'Old Style' Western Union vs. new style money transfer RevoluPay CUV Ventures
Einfaches Einfügen von wallstreetONLINE Charts: So funktionierts.
Einfaches Einfügen von wallstreetONLINE Charts: So funktionierts.
teuer sind sie nicht (mehr): KGV unter 10
Western Union in Gefahr durch Libra
Ein interessanter Gedanke von Florian HommWestern Union in Gefahr durch Libra und Libra-Kopien?
Aktuell nimmt Western Union bis zu 14% der Transaktionssummen.
Libra würde Transaktionen zwischen Ländern drastisch verringern.
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