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     383  0 Kommentare MBNA Improves "Everyday" Credit Card Offer for New Customers

    CHESTER, England, August 28, 2014 /PRNewswire/ --

    Improvements include zero percent p.a. for up to 13 months on all card purchases and up to 21 months zero percent p.a. on balance transfers - both from account opening date 

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    MBNA has improved its Everyday Credit Card, designed to offer eligible new consumers an all-in-one solution to their everyday spending and debt consolidation needs[1].

         (Photo: http://photos.prnewswire.com/prnh/20140828/703387 )

    MBNA has increased the zero percent p.a. offer on card purchases made on the card from eight months to 13 months from account opening.

    The zero percent p.a. offer on balance transfers has also been increased from 18 months to up to 21 months from account opening, now with a reduced 1.50 percent balance transfer handling fee (reduced from 1.99 percent previously).

    MBNA has also ensured the annual rate for card purchases on the Everyday Credit Card remains competitive at just 14.9 percent p.a. (variable).

    The improved Everyday Credit Card is available to new applicants on MBNA's website, http://www.mbna.co.uk/credit-cards/mbna-everyday-credit-card/.

    "The Everyday Credit Card is one of the most popular and comprehensive all-round credit cards we've brought to market, and we're pleased to be able to improve the offer for our UK customers," said Michael Donald, MBNA's Commercial and Customer Experience executive. "The card offers a convenient solution for customers who want to take advantage of a low APR, great promotional offers and low fees."

    The credit card also features the eligibility check[2], which enables consumers to find out if they are eligible before applying for the card. As part of the eligibility check a quotation search is carried out and this won't show as an application for credit so won't affect their credit rating. If they are not eligible, they may be offered an alternative MBNA product to consider.

    Once a full online application is completed, a decision could be made in minutes. Once a customer is approved, their card should be delivered within 10 business days.

    The new MBNA Everyday credit card is also equipped with contactless technology. Learn more at http://www.mbna.co.uk/understanding-credit/contactless/.

    Representative example: 14.9% p.a. (variable) on card purchases. This is equivalent to 14.9% APR representative (variable) based on a credit limit of £1,200.

    Credit is available, subject to status, only to UK residents aged 18 or over. Calls may be monitored and/or recorded for quality and training purposes and for compliance with regulations.

    [1] Transferring other debts to the MBNA Everyday Credit Card and paying only the minimum amount due each month may lower the overall monthly debt repayments, but it may take longer and cost more to repay the outstanding balance. Other lenders may charge a fee for settling a loan early.

    Promotional rates will no longer apply from the beginning of any statement period during which customers have breached their terms and conditions, for example if they haven't paid on time or have gone over their credit limit. Customers cannot transfer balances between MBNA accounts.

    [2]Eligibility for this card depends on the customer's circumstances and the results of the eligibility check. The product, APR and promotional offer customers could get may vary from the example.

    About MBNA Limited: 

    MBNA Limited is a wholly owned subsidiary of Bank of America Corporation (NYSE: BAC). For more information, visit the company's website at http://www.mbna.co.uk.

    Editor and supplementary notes: 

    The information contained in this press release is intended solely for journalists and should not be used by consumers to make financial decisions. Any consumer interested in learning more about any of this product should visit http://www.mbna.co.uk for full terms and conditions.



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    MBNA Improves "Everyday" Credit Card Offer for New Customers CHESTER, England, August 28, 2014 /PRNewswire/ - Improvements include zero percent p.a. for up to 13 months on all card purchases and up to 21 months zero percent p.a. on balance transfers - both from account opening date  MBNA has improved its …

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