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von reckon

CW:

Thanks so much for that article you posted recently. I was speaking with a friend on the phone today (hey Johnny D!) and he pointed out how reassuring it was in that it reinforced what we’ve all known for some time. Particularly concerning the issues of backwards compatibility and interoperability.

To quote from the article again:


“For smart cards to gain widespread acceptance, analysts believe that the bill-pay industry must create a technological standard that can be adopted for use by consumers, as well as by brick-and-mortar merchants and e-tailers.

They also say that corporate and government players must meet the challenge of implementing smart cards that work with the technology already in place, such as magnetic strip cards.

Card technology experts from the Smart Card Forum, a multi-industry group, think "hybrid cards" are the next logical step. Hybrid cards contain not only an embedded chip or memory module, but also a magnetic strip and bar coding.”


Now, other smart cards will and do combine mag stripes and chips (American Express’ blue, for instance). However, only Ultracard will have enough memory to store the programs that will make it interoperable with ALL smart cards and readers (and of course the myriad of different software applications designed for smart cards) AND standard magstripe technology. This problem of interoperability, to me, is the fundamental roadblock to smart cards becoming ubiquitous (in government and the private sector). And at this point only the Ultracard has the solution.
 
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