MetLife CFO John McCallion Provides Fourth Quarter and Full Year 2020 Financial Update Video - Seite 2

(1)	economic condition difficulties, including risks relating to public health, interest rates, credit spreads, equity, real estate, obligors and counterparties, currency exchange rates, derivatives, and terrorism and security;

(2)

global capital and credit market adversity;

(3)

credit facility inaccessibility;

(4)

financial strength or credit ratings downgrades;

(5)

unavailability, unaffordability, or inadequate reinsurance;

(6)

statutory life insurance reserve financing costs or limited market capacity;

(7)

law, regulation, and supervisory and enforcement policy changes;

(8)

tax rate or tax laws changes;

(9)

litigation and regulatory investigations;

(10)

London Interbank Offered Rate (LIBOR) termination and transition to alternative reference rates;

(11)

unsuccessful efforts to meet all environmental, social, and governance standards or to enhance our sustainability;

(12)

MetLife, Inc.’s inability to pay dividends and repurchase common stock;

(13)

MetLife, Inc.’s subsidiaries’ inability to pay it dividends;

(14)

investment defaults, downgrades, or volatility;

(15)

investment sales or lending difficulties;

(16)

collateral or derivative-related payments;

(17)

investment valuation, allowances, or impairments changes;

(18)

claims or other results that differ from our estimates, assumptions, or models;