Jackson Adds Nasdaq 100 Index Option, Offers Full Principal Protection Option in Latest Registered Index-Linked Annuity Launch - Seite 2

• Flexible Index Account Option Terms: Jackson offers 1-year, 3-year and 6-year Index Account Option terms⁸. Any gains or losses in the tracked index(es) (described above) are calculated at the end of the term, and the contract value is adjusted accordingly.
• Multiple Crediting Methods: Jackson offers a diverse menu of crediting methods that allow consumers the ability to customize their contract both in terms of growth potential and protection level. This includes our exclusive Performance Boost⁹ methodology that can potentially result in positive crediting even in scenarios where the index return is flat or negative.
• Index Participation Rate on Cap Crediting Method: Jackson’s RILA suite features an Index Participation Rate¹⁰ to the Cap crediting method, which can provide greater upside growth opportunity when the market conditions are favorable.
• Intra-Term Performance Lock Feature: The Performance Lock option provides an increased level of transparency to contract holders, enabling them to lock in their interim value at any point during the Index Account Option term. In practice, the value at the lock-in point moves to a short-duration fixed account until the next contract anniversary¹¹.
• Legacy and Cost Control: Through the built-in death benefit¹² — available at no additional charge — investors can help protect their retirement assets against market downturns while providing a legacy for beneficiaries. Additionally, with no annual contract fees¹³, more investable assets remain in clients’ accounts.

Jackson also recently announced the following enhancements to its suite of variable annuities (VAs).

• Guaranteed Withdrawal Rates: Jackson has increased Single Life and Joint Life Guaranteed Annual Withdrawal Amount Percentages (GAWA%) across various living benefit options, including Flex Core, Flex Net Core, Flex DB Core, and Flex Plus¹⁴.
• Guaranteed Withdrawal Balance (GWB) Adjustments: Jackson has increased the GWB adjustment to 200% for its Flex Plus benefits, providing a higher level of guaranteed income growth for clients that wait until the later of age 70 or 12 contract years to take income. These updates apply to Perspective II, Perspective Advisory II, Jackson Advantage and Retirement Latitudes.

“As a leader in the variable annuity market, Jackson is continuously reviewing its products to ensure they meet both the needs of our financial professionals and the clients they serve,” said Matthew Lemieux, SVP, Product Management, JNLD. “With the latest enhancements to our VA product line, we are reinforcing our commitment to value and flexibility, providing clients more choice and control over their financial futures. These updates reflect our dedication to delivering a more personalized, transparent and efficient experience for all involved.”