Visa Launches Commercial Integrated Partners to Turbo-Charge the Fintech Ecosystem

Visa (NYSE:V), a global leader in digital payments, announced Visa Commercial Integrated Partners, a new program designed to improve connectivity between fintechs and Visa Commercial products through its commercial platform. Visa will make available advanced APIs to embed Visa products in a business partners’ applications and make these integrations available to its financial institution clients, allowing them to offer new, seamless payment experiences to their business customers.

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Empowering Fintechs and Financial Institutions

Visa Commercial Integrated Partners is providing the ecosystem, technology and framework for innovative fintechs and other business application providers to integrate payment functionalities into their platforms with ease and enable Visa credentials offered by Visa Commercial issuers.

For example, the Visa Commercial Integrated Partners program allows financial institutions that use Visa’s commercial platform to offer their customers virtual payments and data solutions, instead of having to complete direct technical integrations with these applications such as ERP or Fleet Management platforms. This helps financial institutions avoid long or costly technical development and investments in resources.

One of Visa’s first partners in the program, Car IQ, is a leader in fleet and vehicle technology, and is enabling integration with the commercial platform. Clients will soon be able to access Car IQ software for their business customers and enable in-app payments with virtual cards at fuel providers, without extensive supplier onboarding or development, potentially saving 18-24 months of due diligence, integration work and project management.

This also benefits Visa business partners in the program by reducing their development time and costs, enabling fintechs to focus on innovation and enhancing customer experiences, while providing their customers with the ability to make payments with existing Commercial Card credentials.

Financial institutions can leverage Visa Commercial Integrated Partners to offer customers enhanced payment solutions, such as payments in ERPs, expense management, mobile and vehicle apps, offer tokenization through virtual cards, more elaborate transaction controls and enhanced data on settlements. This not only improves the customer experience but also strengthens the institution’s commercial card product offerings and competitive position in the market.