North Dallas Bank & Trust Co. Announces Second Quarter Earnings

DALLAS, July 18, 2025 (GLOBE NEWSWIRE) -- NDBT (North Dallas Bank & Trust Co.), an independent community bank established in 1961, today announced net earnings for three months of $2,102,943 or $0.82 per share, and net earnings for six months of $3,410,659 or $1.33 per share, for the periods ending June 30, 2025.

Earnings were prepared internally without review by the company’s independent accountants. Financial results are the results of past performance, events and market conditions, and are not a guarantee for future results. Any forward-looking implications derived from this information may differ materially from actual results.

Further information about the earnings and financial performance is available from Glenn Henry, Chief Financial Officer, by contacting NDBT.

ABOUT NDBT
Founded in 1961, NDBT (North Dallas Bank & Trust Co.) is an independent community bank with five banking centers located in Dallas, Addison, Frisco, Las Colinas, and Plano. Headquartered on the corner of Preston Road and LBJ at 12900 Preston Road in Dallas, NDBT is dedicated to helping people make smarter choices in business and life by offering authentic banking solutions, wealth management, and innovative online banking tools. NDBT is Member FDIC and an Equal Housing Lender. For more information, call 972.716.7100, or visit online at www.ndbt.com.

NORTH DALLAS BANK & TRUST CO.
12900 PRESTON ROAD
DALLAS, TEXAS
FINANCIAL HIGHLIGHTS	Three Months Ended						Six Months Ended
	June 30						June 30
Income Statement	2025			2024			2025			2024
Interest Income	20,840,077			19,396,299			40,818,257			38,118,686
Interest Expense	10,510,477			10,885,649			21,026,405			21,341,612
Net Interest Income	10,329,600			8,510,650			19,791,852			16,777,074
Provision for Loan Losses	(106,000	)		0			(106,000	)		(440,000	)
Noninterest Income	1,608,863			1,409,222			3,139,913			2,837,935
Noninterest Expenses	(9,309,398	)		(8,768,035	)		(18,776,002	)		(17,221,354	)
Income Before Taxes & Extraordinary	2,523,065			1,151,837			4,049,763			1,953,655
Income Tax	(420,122	)		(157,060	)		(639,104	)		(244,193	)
Income Tax Prior Period	0			(25,000	)		0			(25,000	)
Net Income	2,102,943			969,777			3,410,659			1,684,462
Earnings per Share	0.82			0.38			1.33			0.66
							Six Month Average
	As of June 30						Ended June 30
Balance Sheet	2025			2024			2025			2024
Total Assets	1,875,281,283			1,804,015,338			1,880,590,870			1,815,665,160
Total Loans	1,273,740,979			1,218,113,548			1,256,020,992			1,202,280,136
Deposits	1,588,704,625			1,485,693,496			1,597,344,190			1,502,816,939
Stockholders' Equity	176,582,960			166,632,291			174,131,567			165,127,241
(Prepared internally without review by
our independent accountants)

Media Contact:
Brian C. Jensen
972-716-7124
[e-mail]

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