Everyday People Financial Corp. Announces the Acquisition of ACT Credit Management Limited

Edmonton, Alberta--(Newsfile Corp. - November 6, 2025) - Everyday People Financial Corp. (TSXV: EPF) (OTCQB: EPFCF) ("Everyday People" or the "Company"), a technology-driven financial services provider, is pleased to announce that on November 6, 2025, its wholly-owned subsidiary, BPO Collections Limited ("BPO"), entered into a share purchase agreement (the "Purchase Agreement") with the shareholders of ACT Credit Management Limited ("ACT") to acquire all of the issued and outstanding shares of ACT (the "Acquisition").

"We are proud to announce our fifth acquisition, marking another key milestone in the expansion of our revenue cycle management business pillar," said Graham Rankin, Co-CEO RCM (UK) of the Company. "ACT's reputation and operational expertise strengthen our market position and complement our strategic growth objectives. We anticipate ACT to contribute an annual EBITDA in the range of approximately C$750 thousand to C$1.0 million, with anticipated revenue to be in the range of C$6.0 million to C$9.0 million, further supporting the Company's steady growth through targeted acquisitions."

About ACT

Founded over a decade ago, ACT provides comprehensive debt collection and credit management services across the United Kingdom ("UK") and is authorized and regulated by the Financial Conduct Authority ("FCA"). ACT's client base spans multiple industries, offering specialized services in debt recovery, tracing, credit reporting, and legal enforcement.

Details of the Acquisition

Under the terms of the Purchase Agreement, BPO anticipates acquiring 100% of the issued and outstanding shares in the capital of ACT. The Company will not assume any of ACT's existing debt. The Acquisition will be funded through existing cash flow and no shares will be issued.

This transaction is considered non-material for the Company, does not involve the issuance of Everyday People securities, and does not constitute a "Fundamental Acquisition" under TSX Venture Exchange ("TSX-V") Policy 5.3. As such, the Acquisition meets the criteria of an "Exempt Transaction" under TSXV Policy 5.3.

The completion of this Acquisition remains subject to customary closing conditions, including, but not limited to, the receipt of all required third party and regulatory approvals, including the acceptance of the FCA in the UK. The Acquisition is anticipated to close on or about January 3, 2026. No new insiders or control persons of Everyday People will be created as a result of the Acquisition. Shareholder approval is not required in accordance with the TSX-V Policy 5.3. The Acquisition is an arm's-length transaction, and no finder's fee is to be paid in connection with the Acquisition.