AmeriTrust Announces the Launch of Lease Originations and an Amended Brokered Offering of up to $40,000,000

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TORONTO, ONTARIO / ACCESS Newswire / December 8, 2025 / AmeriTrust Financial Technologies Inc. (TSXV:AMT)(OTCQB:AMTFF)(Frankfurt:1ZVA) ("AmeriTrust", "AMT" or the "Company"), a fintech platform targeting automotive finance is announcing that it has agreed to amended terms with Clarus Securities Inc. and Cormark Securities Inc., as co-lead agents (the "Agents") in connection with the Company's previously announced best efforts brokered offering. The amended brokered offering (the "Offering") will now consist of (i) a Debenture Offering (as defined below) of up to $25 million and, (ii) a LIFE Offering (as defined below) of up to $15 million, in each case subject to increase upon exercise of the Agents' Option (as defined below).

Jeff Morgan, CEO of the Company, stated, "I am happy to confirm that AmeriTrust has started originating new lease contracts. We are currently running live lease applications, from select dealer partners, through our proprietary portal in order to originate, underwrite, fund, perform accounting, and upload lease contracts into our data-warehouse and servicing systems. We are now beginning the process of spreading the word to dealers and customers that AmeriTrust is ready for new business.

As noted, we are also announcing an amended brokered offering to better reflect market conditions, as well as our new relationship with the Bank of Texas. Bank of Texas is offering AmeriTrust a line of credit to be utilized for funding lease contracts originated and held by the Company's new bankruptcy remote trust, Ameri II Trust, a Delaware Statutory Trust, with Wilmington Trust as its trustee. Bank of Texas has committed, subject to certain conditions, to match the line of credit against AmeriTrust's funding account deposits. This line of credit is designed to allow the Company to then sell the lease contracts, at increments of its choosing, from the Trust to other funding partners including other banks, credit unions, insurance companies, and private investment groups, allowing the Company to immediately re-deploy the line of credit multiple times resulting in greater funding capacity. We believe the proceeds from the Offering and the Bank of Texas line of credit is expected to provide the Company with the required funding resources it needs, while also reducing expenses and overall dilution to current shareholders."