The FUTR Corporation Announces Enterprise Agreement with Direct Wholesale Rates to Expand AI-Powered Mortgage, Payments, and Home Concierge Services in the U.S.

Secures First Mortgage Platform to Launch Pilot Program Integrating FUTR's AI-Powered Consumer Finance Services; Demonstrates Application of FUTR's AI Agents in a Regulated Lending Environment

Toronto, Ontario--(Newsfile Corp. - December 29, 2025) - The FUTR Corporation (TSXV: FTRC) (OTCQB: FTRCF) (FSE: QA20) (WKN: A4165Y) (ISIN: CA3609521057), ("FUTR" or "the Company"), a pioneer in high-fidelity AI and next-generation payment infrastructure that helps consumers unlock financial value from their data, is pleased to announce that effective December 23^rd, it has entered into an enterprise agreement with DWR Residential ("Direct Wholesale Rates" or "DWR"), a U.S.-based mortgage brokerage platform, to launch a pilot program integrating FUTR's AI-powered consumer finance services into Direct Wholesale Rates mortgage customer experience.

Under the agreement, FUTR will launch its high-fidelity AI platform, FUTR Payments, and FUTR Agent into DWR's mortgage ecosystem across the United States. The partnership enables DWR consumers to connect with a FUTR AI Agent as a home concierge, optimize mortgage payments through FUTR's intelligent payment rails, and access data-driven mortgage and home service insights.

New and existing Direct Wholesale Rates customers will have the option to use:

1. FUTR Payments' intelligent payment rails - which analyze mortgage structures and recommend optimized payment schedules intended to reduce interest costs by up to $100,000 over the life of a loan.

2. FUTR Agents' home concierge - which ingests mortgage, inspection, title, legal, listing and other data and documents into a consumers' private agent to query and provide recommendations. Consumers will be rewarded in FUTR Tokens for all home data contributed to the concierge.

As part of the pilot phase of the program, FUTR will also deliver data-driven mortgage application packages, referred to as FUTR Intents, designed to streamline consumer engagement and improve conversion efficiency. The pilot phase is designed to validate systems, processes, and consumer engagement ahead of a potential full-scale rollout under a Real Estate Settlement Procedures Act (RESPA) affiliate business arrangement.

"Launching this partnership with Direct Wholesale Rates validates FUTR's ability to deploy AI-driven agent and payment infrastructure within one of the largest and most complex financial ecosystems in the world," said Alex McDougall, President of The FUTR Corporation. "DWR brings deep mortgage expertise and scale, while FUTR delivers intelligence, related products, and consumer-first economics that can materially improve outcomes over the life of a loan."

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