North Dallas Bank & Trust Co. Announces Fourth Quarter Earnings

DALLAS, Jan. 16, 2026 (GLOBE NEWSWIRE) -- NDBT (North Dallas Bank & Trust Co.), an independent community bank established in 1961, today announced net earnings for three months of $3,046,771 or $1.19 per share, and net earnings for twelve months of $8,610,603 or $3.35 per share, for the year ending December 31, 2025.

Earnings were prepared internally without review by the company’s independent accountants. Financial results are the results of past performance, events and market conditions, and are not a guarantee for future results. Any forward-looking implications derived from this information may differ materially from actual results.

Further information about the earnings and financial performance is available from Glenn Henry, Chief Financial Officer, by contacting NDBT.

ABOUT NDBT
Founded in 1961, NDBT (North Dallas Bank & Trust Co.) is an independent community bank with five banking centers located in Dallas, Addison, Frisco, Las Colinas, and Plano. Headquartered on the corner of Preston Road and LBJ at 12900 Preston Road in Dallas, NDBT is dedicated to helping people make smarter choices in business and life by offering authentic banking solutions, wealth management, and innovative online banking tools. NDBT is Member FDIC and an Equal Housing Lender. For more information, call 972.716.7100, or visit online at www.ndbt.com.

NORTH DALLAS BANK & TRUST CO.
12900 PRESTON ROAD
DALLAS, TEXAS
FINANCIAL HIGHLIGHTS	Three Months Ended								Twelve Months Ended
	December 31								December 31
Income Statement		2025				2024				2025				2024
Interest Income		21,357,243				20,704,579				83,854,967				78,513,985
Interest Expense		10,261,061				11,295,939				41,799,303				44,055,113
Net Interest Income		11,096,182				9,408,640				42,055,664				34,458,872
Provision for Loan Losses		0				0				(440,000	)			(440,000	)
Noninterest Income		1,788,654				1,547,692				6,343,900				5,931,907
Noninterest Expenses		(9,201,279	)			(9,482,520	)			(37,648,557	)			(36,006,598	)
Income Before Taxes & Extraordinary		3,683,557				1,473,812				10,311,007				3,944,181
Income Tax		(636,786	)			(206,092	)			(1,700,404	)			(464,506	)
Income Tax Prior Period		0				0				0				(25,000	)
Net Income		3,046,771				1,267,720				8,610,603				3,454,675
Earnings per Share		1.19				0.49				3.35				1.34
									Twelve Month Average
	As of December 31								Ended December 31
Balance Sheet		2025				2024				2025				2024
Total Assets		1,870,071,300				1,909,713,245				1,883,584,697				1,838,701,293
Total Loans		1,283,655,120				1,257,080,790				1,263,425,987				1,215,248,095
Deposits		1,604,345,427				1,631,526,035				1,601,385,322				1,526,545,610
Stockholders' Equity		183,481,903				171,158,049				177,217,940				167,445,594
(Prepared internally without review by
our independent accountants)

Media Contact:
Brian C. Jensen
972-716-7124
[e-mail]