Nixxy, Inc. Announces Strategic Partnership with PayToMe.co to Accelerate Telco + Fintech Convergence

Combining Global Telecom Rails with Embedded Payments and AI-Driven Compliance to Unlock New Monetization Pathways Across Messaging, Voice, and Cross-Border Workflows

NEW YORK, NY / ACCESS Newswire / February 12, 2026 / Nixxy, Inc. ("Nixxy" or the "Company"), a rapidly scaling communications and data infrastructure platform, today announced a strategic partnership with PayToMe.co ("PayToMe"), an AI-native fintech and financial automation company focused on mobile payments, digital invoicing, and cross-border compliance workflows. The partnership is designed to integrate PayToMe.co's proven embedded payment and invoicing capabilities into Nixxy's global telecom footprint, bringing payments, settlement, and compliance automation closer to where customer engagement already happens, SMS, voice, and messaging. By layering fintech workflows onto Nixxy's telecom rails and data infrastructure, the companies aim to create new, recurring, high-value revenue streams while enhancing customer experience and operational efficiency.

"Telecom and fintech are converging in a very real way," said Mike Schmidt, CEO of Nixxy. "When you combine carrier-scale communications with embedded payments and AI-driven compliance automation, you don't just add a feature, you open up an entirely new category of revenue and utility on top of existing volume. This partnership supports our strategy to expand from communications into adjacent, high-growth ecosystems, including cross-border services and mobile-to-mobile commerce, disciplined, practical, and built on infrastructure we already operate. This was always the plan, Scale the engine. Improve the mix. Move up the stack."

PayToMe.co contributes an AI-native fintech and financial automation platform, including mobile-to-mobile embedded payment infrastructure already proven across ecommerce, travel, and hospitality, and global supply chain ecosystems. Nixxy intends to enable these capabilities across its communications pathways so that outreach, confirmation, invoicing, billing, and payment can occur inside a single messaging or voice-driven workflow.

In practical terms, the partnership is expected to support use cases such as:

• Payment-enabled messaging for customer support, reminders, and transactional engagement

• Invoice-to-settlement workflows for SMEs and enterprise customers

• Cross-border payment and compliance automation integrated into communications journeys