Lincoln Financial Group Enhances Its Fixed Indexed Annuities With Innovative Crediting Strategies

Lincoln Financial Group (NYSE: LNC) continues to innovate by introducing the 1 Year S&P 500 Dual Trigger (Dual Trigger) account option for its fixed indexed annuities – designed to provide upside growth potential in up, flat and even down markets. The Dual Trigger offers investors a dynamic solution that is adaptive to the market, providing more growth opportunities with 100% downside protection.

This enhancement comes as consumers express concerns about inflation (66%), losing money on investments (42%) and market volatility (38%), according to recent data from Lincoln Financial¹. The same recent study also shows that most consumers (61%) are looking for investments that offer an equal mix of growth and protection.

“The demand for products that protect principal and offer growth opportunities will continue to be strong in the coming years, with industry experts forecasting that fixed indexed annuity sales will reach nearly $100 billion in 2025²,” said Daniel Herr, senior vice president, Annuity Product Management at Lincoln Financial Group. “Lincoln Financial’s product enhancements are designed to help meet market needs by simplifying strategies to allow investors opportunities to grow their account value while remaining protected against volatility.”

In addition to the Dual Trigger option, Lincoln is introducing the 1 Year S&P 500 10% Daily Risk Control Trigger for Lincoln OptiBlend fixed indexed annuity to offer opportunities for more growth potential in up or flat markets. With a trigger on the S&P 500 10% Daily Risk Control index, clients may have the potential for a higher trigger crediting rate than one associated with the traditional S&P 500 index.

Lincoln Financial fixed indexed annuities offer a variety of crediting strategies to support individuals’ unique investing goals.

“Approximately 4.1 million Americans will turn 65 this year – and every year through 2027³. As this historic surge reaches retirement age, Lincoln Financial is committed to helping investors protect their hard-earned savings,” said Tim Seifert, senior vice president and head of Retirement Solutions Distribution at Lincoln Financial Group. “With these new crediting strategies, financial professionals can provide clients with more choices to build wealth and confidence, no matter how the market performs.”