MetLife CFO John McCallion Provides Fourth Quarter and Full Year 2020 Financial Update Video - Seite 3

(19)

global political, legal, or operational risks;

(20)

business competition;

(21)

technological change;

(22)

catastrophes;

(23)

climate changes or responses to it;

(24)

accelerated deferred policy acquisition costs, deferred sales inducements, or value of business acquired amortization;

(25)

product guarantee volatility, costs, and counterpart risks;

(26)

risk management failures;

(27)

insufficient protection from operational risks;

(28)

confidential information protection or other cybersecurity or disaster recovery failures;

(29)

accounting standards changes;

(30)

excessive risk-taking;

(31)

marketing and distribution difficulties;

(32)

pension and other postretirement benefit assumption changes;

(33)

inability to protect our intellectual property or avoid infringement claims;

(34)

acquisition, integration, growth, disposition, or reorganization difficulties;

(35)

Brighthouse Financial, Inc. separation risks;

(36)

MetLife, Inc.’s Board of Directors influence over the outcome of stockholder votes through the voting provisions of the MetLife Policyholder Trust; and

(37)

legal- and corporate governance-related effects on business combinations.

MetLife, Inc. will not publicly correct or update any forward-looking statements if MetLife, Inc. believes it is not likely to achieve them or for any other reasons. Please consult any further disclosures MetLife, Inc. makes on related subjects in reports to the U.S. Securities and Exchange Commission.

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