Brighthouse Financial Launches Suite of Fixed Indexed Annuities Designed to Meet Multiple Retirement Portfolio Needs - Seite 2

Click here for more information about Brighthouse SecureKey Fixed Indexed Annuities. More information about Brighthouse Financial is available at brighthousefinancial.com.

About Brighthouse Financial, Inc.

Brighthouse Financial, Inc. (Brighthouse Financial) (Nasdaq: BHF) is on a mission to help people achieve financial security. As one of the largest providers of annuities and life insurance in the U.S.,⁸ we specialize in products designed to help people protect what they’ve earned and ensure it lasts. Learn more at brighthousefinancial.com.

1 The purchase payment will be reduced by withdrawals, which may be subject to withdrawal charges and a Market Value Adjustment if applicable. All guarantees are subject to the claims-paying ability and financial strength of Brighthouse Life Insurance Company.

2 Brighthouse SecureKey does not invest directly in the markets. Purchase payment amounts allocated to an Indexed Account track the performance of a market index and may participate in growth opportunities in accordance with the applicable crediting strategy.

3 The initial Fixed Account interest rate will be guaranteed for the length of the withdrawal charge period. After the withdrawal charge period, a new Fixed Account interest rate will be declared annually. Minimum allocation to any Indexed Account or Fixed Account is $500. Availability of the Fixed Account may vary by state and may be subject to restrictions.

4 The terms “income” and “guaranteed lifetime income” refer to any income withdrawals under the rider, including any income withdrawals a client would receive under the rider if their account value reduces to zero. If the account value reduces to zero prior to the income start date, the client can elect to receive income for one or two lives based on the applicable lifetime guarantee rate. Conditions may apply when electing Joint Life. Guaranteed lifetime income depends upon staying within the parameters of the rider.

5 The Income Base may be reduced by non-income withdrawals. The Income Base cannot be withdrawn as a lump sum or paid as a death benefit and is not the amount that is guaranteed to be returned if the contract is surrendered. See the contract for more details.

6 Withdrawals in excess of the Free Withdrawal Amount may be subject to withdrawal charges and a Market Value Adjustment if applicable.

7 Buying an annuity to fund a qualified retirement plan or IRA should be done for the annuity’s features and benefits other than tax deferral. Tax deferral is generally a feature of a qualified retirement plan or IRA, so an annuity would not provide an additional tax deferral benefit. References throughout this material to tax advantages, such as tax deferral and tax-free transfers, are subject to this consideration. The product described in this material is not made available to employer-sponsored qualified retirement plans. For non-qualified annuities, tax deferral is not available to corporations and certain other entities.