Heartland BancCorp Announces Completion of $25 Million Subordinated Notes Offering - Seite 3

Heartland cautions that the foregoing list of factors is not exclusive. All subsequent written and oral forward-looking statements are expressly qualified in their entirety by the cautionary statements above. Heartland does not undertake any obligation to update any forward-looking statement to reflect circumstances or events that occur after the date the forward-looking statements are made, except as required by law.

Contacts:     G. Scott McComb, Chairman & CEO
                    Heartland BancCorp   614-337-4600