HSBC Bank to Launch Digital Lending Platform - Seite 2

The launch of HSBC’s personal lending product follows last year’s successful debut of its new online credit card onboarding platform, as well as a refreshed set of credit card offerings. This included the HSBC World Elite Premier Mastercard credit card, available to HSBC Premier¹ clients, as well as cash back and low-rate HSBC credit cards available to all applicants. These cards offer a full suite of benefits designed to support life experiences, including a wide range of travel and dining purchases, flexible redemption options and valuable travel credits.

According to Marcos Meneguzzi, Head of Cards and Unsecured Lending, Retail Banking and Wealth Management, HSBC, having easy to use and convenient access to unsecured loans is becoming mainstream, with consumers expecting a simple online application process, from their desktops or mobile devices, a credit decision to be made in seconds and if approved, for the borrowed funds to be deposited directly into their bank account within 24 hours.

“By partnering with Avant, we’ve enhanced our agility and speed-to-market to better service our clients. This platform further enables HSBC to grow our business beyond our physical footprint while maintaining our focus on high quality customers that want to build a broader relationship with the bank,” said Meneguzzi.

HSBC’s new online lending platform will be available to customers in the first half of 2019.

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About HSBC Bank USA, National Association

HSBC Bank USA, National Association (HSBC Bank USA, N.A.) serves customers through retail banking and wealth management, commercial banking, private banking, and global banking and markets segments. It operates bank branches in: California; Connecticut; Delaware; Washington, D.C.; Florida; Maryland; New Jersey; New York; Pennsylvania; Virginia; and Washington. HSBC Bank USA, N.A. is the principal subsidiary of HSBC USA Inc., a wholly-owned subsidiary of HSBC North America Holdings Inc. HSBC Bank USA, N.A. is a Member of FDIC. Investment and brokerage services are provided through HSBC Securities (USA) Inc., (Member NYSE/FINRA/SIPC) and insurance products are provided through HSBC Insurance Agency (USA) Inc.