American Couples Have Shared Goals for Retirement, but Haven’t Nailed Down the Details

New Research from Ameriprise Financial - Seite 3

Couples share their lessons learned

Nearly three-quarters (72%) of couples in the Couples, Money & Retirement study have been together for more than two decades. These longstanding partners are more likely to report they share the same financial goals than those who’ve been together for shorter periods of time. They also revealed their top tips for couples of all ages to find compromise around finances:

1. Communicate openly about financial goals.
2. Find healthy ways to resolve financial disagreements.
3. Choose a financial advisor together.

“The sage wisdom from these couples is clear: getting on the same page with your spouse or partner about money and retirement is critical,” said Keckler. “Fortunately, couples don’t have to go at it alone – a qualified financial advisor can help break big decisions into smaller, more manageable conversations that will help both partners feel confident as they work together toward building wealth and enjoying their retirement years.”

About the research

The Couples, Money & Retirement research was created by Ameriprise Financial and conducted online by Artemis Strategy Group from January 3-26, 2024, among 1,510 American couples (3,020 total respondents) with $100,000 or more in investable assets. Primary respondents were between ages 45-70 and within 10 years of retirement. For further information, including verification of data that may not be published as part of this report, contact Ameriprise or go to ameriprise.com/couples.

About Artemis Strategy Group

Artemis Strategy Group is a communications strategy research firm specializing in brand positioning, thought leadership and policy issues.

About Ameriprise Financial

At Ameriprise Financial, we have been helping people feel more confident about their financial future for 130 years¹. With extensive investment advice, asset management and insurance capabilities and a nationwide network of approximately 10,000 financial advisors², we have the strength and expertise to serve the full range of individual and institutional investors' financial needs.

Artemis Strategy Group is not affiliated with Ameriprise Financial, Inc.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Investment Advisory products and services are made available through Ameriprise Financial Services, LLC a registered investment advisor.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

2024 Ameriprise Financial, Inc. All rights reserved.

¹ Company founded June 29, 1894
² Ameriprise Financial Q4 2023 Earnings Release.

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The Ameriprise Financial Stock at the time of publication of the news with a raise of 0,00 % to 386,9EUR on Tradegate stock exchange (16. April 2024, 22:26 Uhr).