OP-Pohjola Group Central Cooperative and financial instrument issuer Pohjola adopt Group-level Communications and Disclosure Policy - Seite 2

As stated in the Communications and Disclosure Policy, OP-Pohjola Group Central Cooperative's duty is to ensure that information concerning Pohjola and OPA that falls under periodic disclosure and continuous disclosure obligation is published, distributed and made available. The subsidiaries will report and publish their own interim reports, financial statements and reports by the Board of Directors. Information is published either jointly by OP-Pohjola Group and the issuer, or by the issuer on its own.

The Communications and Disclosure Policy describes the key principles and policies followed by OP-Pohjola Group and issuers in their communication with capital market participants and other stakeholders. In addition, the Policy describes the disclosure, dissemination and storage of the information within the scope of periodic and continuous disclosure obligation. OP-Pohjola Group assesses the Policy's consistency, suitability and sufficiency on a regular basis, at least once a year.

The Communications and Disclosure Policy uses terminology that will come in effect on 1 January 2015. OP-Pohjola Group will be changed to OP Financial Group and OP-Pohjola Group Central Cooperative to OP Cooperative.

The Communications and Disclosure Policy is available on OP-Pohjola Group's website op.fi > OP Pohjola Group > Corporate Governance and on the Pohjola website pohjola.com > Investor Relations > Corporate Governance > Disclosure Policy.

Pohjola Bank plc
OP-Pohjola Group Central Cooperative
Carina Geber-Teir
Chief Communications Officer


For more information:
OP-Pohjola Communications, media contacts, tel. [phone]

DISTRIBUTION
NASDAQ OMX Helsinki
LSE London Stock Exchange
Major media
op.fi, pohjola.com

Pohjola is part of Finland's leading customer-owned financial services group OP-Pohjola Group. Pohjola provides its customers with banking, non-life insurance and asset management services. Pohjola acts as OP-Pohjola Group's central bank and is responsible, together with OP Mortgage Bank, for the Group's funding in the money and capital markets. As laid down in the applicable law, Pohjola, its parent company OP-Pohjola Group Central Cooperative and other OP-Pohjola Group member credit institutions are ultimately jointly and severally liable for each other's debts and commitments. Joint and several liability within OP-Pohjola Group is based on the Laki talletuspankkien yhteenliittymästä Act (Act on the amalgamation of deposit banks). Financial services provider OP-Pohjola Group is continuing its revamp - this time the focus is on its brand. The changes under way form part of the creation of a new financial services group fully owned by its customers. As of 1 January 2015, OP-Pohjola Group will be called OP. www.pohjola.com