Banco Bradesco 4Q14 Results - Seite 2

13. Investments in infrastructure, information technology and telecommunications amounted to R$ 4.998 billion in 2014, up 3.2% over the same period last year.

14. Taxes and contributions paid or recorded in provision, including social security, totaled R$ 24.225 billion, of which R$ 10.902 billion related to taxes withheld and collected from third parties, and R$ 13.323 billion calculated based on activities developed by Bradesco Organization, equivalent to 86.7% of the Adjusted Net Income⁽¹⁾.

15. Bradesco has an extensive Customer Service network in Brazil, with 4,659 Branches and 3,486 Service Points (PAs). Customers can also count on 1,145 ATMs, 50,006 Bradesco Expresso service points, 31,089 Bradesco Dia & Noite ATMs, and 17,593 Banco24Horas Network ATMs.

16. Payroll, plus charges and benefits, totaled R$ 11.773 billion. Social benefits provided to all 95,520 employees of Bradesco Organization and their dependents amounted to R$ 2.923 billion, while investments in education, training and development programs totaled R$ 144.658 million.

17. Major Awards and Acknowledgments in the period:

- Largest private Brazilian group to be featured in the "Valor Grandes Grupos" ranking, which lists the 200 largest groups in the country. It also holds 1st place in the ranking of the 20 largest groups in the financial sector, while also leading in shareholder's equity (Valor Economico newspaper);

- For the 10th consecutive year, its common and preferred shares are listed on the Corporate Sustainability Index (ISE) of BMF&Bovespa;

- Winner of the 16th Abrasca award as the best "Annual Report 2013", under the "Publicly- Traded Company – Group 1";

- Featured on the annual "150 Best Companies to Work for in Brazil", for the 15th time (Guia Voce S/A Exame);

- One of the top mentions in "Best in People Management" poll (Valor Carreira magazine - Valor Economico newspaper);

- Only Latin American bank to be featured in the "World's 20 Greenest Banks" (Bloomberg Markets magazine); and

- Named one of the most sustainable companies in Brazil. (Guia Exame de Sustentabilidade/Study by Fundacao Getulio Vargas de Sao Paulo).

The Bradesco Organization fully complies with internationally recognized sustainability and corporate governance initiatives, particularly: Global Compact, PRI (Principles for Responsible Investment), Equator Principles. We set our guidelines and strategies with a view to incorporating the best corporate sustainability practices into our businesses, considering the context and the potential of each region, thus contributing to the generation of value in the Organization. The driving forces behind our engagement are inclusion with education, democratization and presence, innovation, sustainability and continuity of our businesses. Our management process adopts economic and social and environmental indexes developed in Brazil and abroad, such as the Dow Jones Sustainability Index (DJSI), the Corporate Sustainability Index (ISE, of BM&FBovespa), and the Carbon Efficient Index (ICO2, also of BM&FBovespa), as well as the guidelines and indexes of the Global Reporting Initiative (GRI) and the Carbon Disclosure Project (CDP).