Four in 10 Canadian Credit Card Holders Uncertain About Importance of Paying More than Minimum Due - Seite 4

Trended Data Leads to More Consumer Benefits

New insights derived from TPR are only achievable when trended data are added to a consumer credit report. In 2015, TransUnion launched CreditVision in Canada to enhance lending and marketing decisions by leveraging dynamic data to see an expanded view of each consumer's credit profile.

Previous TransUnion research in the United States found that it is likely such data will benefit more consumers. Compared to the use of a traditional risk score, the use of a CreditVision score could increase the percentage of consumers in the Super Prime risk category from 12% to 21%. Consumers in this risk group are typically eligible for better rates and terms on credit products.

For more information about the survey, survey methodology, study and TransUnion's CreditVision data, please visit www.transunioninsights.ca/PaymentStudy. To learn more about your TransUnion credit report, please visit www.transunion.ca.

About TransUnion (NYSE: TRU)
Information is a powerful thing. At TransUnion, we realize that. We are dedicated to finding innovative ways information can be used to help individuals make better and smarter decisions. We help uncover unique stories, trends and insights behind each data point, using historical information as well as alternative data sources. This allows a variety of markets and businesses to better manage risk and consumers to better manage their credit, personal information and identity. Today, TransUnion reaches consumers and businesses in more than 30 countries around the world on five continents. Based in Burlington, Ontario, TransUnion provides local service and support throughout Canada. Through the power of information, TransUnion is working to build stronger economies and families and safer communities worldwide. We call this Information for Good. Visit www.transunion.ca to learn more.

Contact
Dave Blumberg
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312-972-6646