CardRatings Unveils Its ‘Best Credit Cards of 2024’ List and Annual Cardholder Survey Results

CardRatings.com has released its choices for the “Best Credit Cards of 2024,” as well as updated cardholder survey scores for top cards.

CardRatings.com was one of the first sites to compile a “best credit cards” list and has more than a decade of experience ranking cards on a multiple-category analysis. The site’s in-house credit card experts review and analyze hundreds of cards on the market to curate this annual compilation intended to make it easier for consumers to find the card that best meets their lifestyle and needs.

“Most everyday consumers don’t have the time to sort through the fine print of dozens of credit card agreements in order to make a decision about the best card for them, so that’s where we come in,” says Jennifer Doss, executive editor and credit card analyst for CardRatings.com. “We have the experience and expertise to look across the credit card landscape and help consumers see beyond flashy offers and celebrity endorsements to the nuts and bolts that make certain cards rise to the top.”

In addition to its main “Best Credit Cards of 2024” list, CardRatings.com also curates more than 30 lists related to specific topics such as “Best Cash-Back Credit Cards” and “Best Travel Rewards Credit Cards.”

“We choose the honorees on all of CardRatings’ ‘Best of’ lists by examining two sets of data,” explains Doss. “First, we review the fine print details and features of each credit card as they relate to similar cards. Then, we consider the scores actual cardholders give in our annual credit card user survey as those scores help us understand what everyday users like our readers truly think of the cards with real-world usage.”

Annual cardholder survey results released

Simultaneously with the release of the “Best Credit Cards of 2024,” CardRatings released its fifth annual best credit cards survey results revealing how actual cardholders score the cards they use on a daily basis.

CardRatings polled more than 1,800 cardholders nationwide on 89 different cards to determine their views on the cards they personally use on a regular basis. The cards presented in the survey were chosen by popularity from CardRatings’ website analytics from Jan. 1-Aug. 31, 2023, with additional cards selected by experts as needed to create breadth in the survey.

Readers can find the credit card scores under the User Scores tab for each individual card that made the experts’ lists as well as included with the card reviews across the site.

Survey Methodology