Bitgold, Zahlungssystem der Zukunft? (Seite 47)

[putty37]

Antwort auf Beitrag Nr.: 55.843.197 von KMST am 28.09.17 15:29:39

Hallo KMST,

hast du eine Kreditkarte und diese schon benutzt bzw. eingesetzt?
Wie war der Geldtransfer zu Goldmoney?
Hab da ein paar negative Infos dazu gelesen.
Ich erwarte einen hohen Bertrag aus Immoverkauf, deshalb frag ich u.a. auch mal hier nach.

Merci vorab

[KMST]

Antwort auf Beitrag Nr.: 55.776.009 von putty37 am 19.09.17 13:30:24

ich bin kunde

[KMST]

Goldmoney Inc. Adds Bitcoin and Ethereum to the Goldmoney Holding
Investable cryptocurrency holdings will be powered by BlockVault Inc., a new subsidiary that provides institutional-grade custodial and investment services for blockchain assets
Print
September 28, 2017 07:30 ET | Source: Goldmoney Inc.

TORONTO, Sept. 28, 2017 (GLOBE NEWSWIRE) -- Goldmoney Inc. (TSX:XAU) (“Goldmoney”) (the “Company”), a precious metal financial service and technology company, today unveiled the addition of vaulted Bitcoin and Ethereum as secure and fully-reserved offline investable assets within the Goldmoney® Holding, a major enhancement that allows qualified clients to buy, sell, and exchange cryptocurrencies with nine global currencies as well as gold, silver, platinum and palladium bullion. With today’s launch, Goldmoney becomes the world’s first publicly traded and regulated financial service to offer insurable, auditable, and Anti-Money Laundering (“AML”) compliant exposure to cryptocurrencies.

For over 15 years, Goldmoney has been the market leader and original innovator providing direct online access to securely vaulted and insured precious metals. As the market for blockchain assets continues to grow, Goldmoney clients have approached the Company seeking ultra-secure and financially transparent solution for custody of blockchain assets, where an institutional-quality solution still does not exist in the digital asset marketplace. As a result of many months of engineering and product development to meet client demand, the Company is pleased to offer the following services and innovations for eligible Goldmoney Holding owners:

Buying and selling of digital assets that are safely secured in vaulted cold storage. Cryptocurrency offerings currently include Bitcoin and Ethereum; additional leading digital assets will be added over time.

Funding of Goldmoney Holdings with 50 types of cryptocurrency, enabling wallet holders to sell a variety of cryptocurrencies and fund their Goldmoney Holding with fiat currency to access precious metals and other Goldmoney service offerings.

Will seek the establishment of peer-to-peer (“P2P”) lending capabilities on digital assets in partnership with Lend and Borrow Trust, allowing owners of Bitcoin and other assets to safely borrow against their positions.

ColdBlocksTM by BlockVault to be launched by year end: Cryptographic innovation for the reification of blockchain cryptocurrencies into institutional-grade investable assets

Trillions of dollars in managed institutional money cannot currently be invested in public blockchain assets such as Bitcoin due to a lack of custodial transparency, institutional-grade insurance, AML standards for chain of integrity, and auditability under IFRS or GAAP accounting standards. Other issues such as counterparty risk in settlement and custody and regulatory compliance also preclude qualified custodians and regulated institutions from participating in the space. ColdBlocks by BlockVault endeavours to solve these industry constraints.

Like London Bullion Market Association (“LBMA”)-approved precious metal bullion, ColdBlocks are prefilled units of cryptocurrency that, through a novel cryptographic method and a physical security aspect, are insurable and auditable as vaulted-custodial assets at any LBMA-eligible vault location around the world that currently secures precious metals. ColdBlocks can be created using any SHA-256 cryptocurrency and have other features that ensure the chain of integrity for the underlying cryptocurrency, knowing precisely where and when each unit was mined and ensuring the cryptocurrency value is never commingled with those belonging to other clients. Through Goldmoney’s experience and expertise in dealing and vaulting precious metals with analogous requirements and standards, the Company’s new BlockVault subsidiary is well positioned to deliver such solutions.

Due in part to the market opportunity, BlockVault will offer ColdBlocks cryptocurrency vaulting and dealing as a B2B API offering. Additionally, a sales team of financial services industry professionals will be hired in the Company’s Toronto office to build the new business line by offering these services to regulated financial service providers, brokerage firms, investment managers, and high-net-worth individuals.

“While institutional markets wait for a bitcoin ETF or other inefficiently-securitized financial structures, we’ve applied our first-principles approach to lowering counterparty risk and increasing accessibility in precious metals to develop a novel solution for secure and insured ownership of blockchain assets,” said Goldmoney CSO Josh Crumb, inventor of the ColdBlocks standard. “With today’s launch of digital asset dealing and cold storage custody, Goldmoney becomes one of the first publicly traded financial service companies to offer custody services for blockchain assets and one of the only market providers globally with fully transparent and audited Company financials; assurance of one-for-one backing of offline cold storage; and best-in-class regulatory oversight, including know-your-customer (“KYC”) AML policies. With nearly $2 billion in client assets and more than 1 million user signups, Goldmoney has immediately established itself as one of the largest and most well-capitalized providers in the digital asset and cryptocurrency sector.”

“As the market for Blockchain assets and cryptocurrencies has transitioned from its original premise of powering payments and remittances with a decentralized proof-of-work token to becoming a nascent speculative asset class, it has been perplexing to watch multiple technology companies serve as custodians for these assets – often safeguarding billions of dollars of wealth – while providing nearly zero accountability, transparency, or compliance with what are the most basic standards in the financial services industry,” said Goldmoney CEO Roy Sebag. “For example, not one of the five leading cryptocurrency custodians publishes an annual or quarterly audit, which has undoubtedly prevented most institutional investors from participating in the cryptocurrency space. The idea for ColdBlocks came about when one of our leading institutional investors asked us to devise a way for regulated hedge funds to buy and sell cryptocurrencies, while providing the regulatory assurances mandated by their prospectus offering under securities-law. We have invested significantly in R&D over the last few months and used our experience and relationships in cryptography, vaulting of physical assets, insurance, financial regulation, and investment management best practices to develop our first-to-market solution.”

“While we’re excited to launch these new services and solve these persistent challenges for our clients, we feel it’s important to remind investors that there are still significant risks when investing in this nascent asset class. Blockchain assets can likely never achieve the store of value, low volatility, and duration risk-free properties of precious metals, as precious metals possess these three related properties physically in nature – not due to economic theory or network effects in markets. While cryptocurrencies likely possess revolutionary new forms of information utility and transactability, and may be an important asset class for speculation, diversification, hedging the risks and unintended consequences of extreme-centralization in markets, we remain cognizant of the risk that any or all of these assets may ultimately lose all of their value or be deemed illegal by local governments or regulators. It is with this view in mind that we proceed cautiously yet optimistically on behalf of our stakeholders, but continue to value capital preservation over short-term gains when inappropriately risk-adjusted,” added Crumb and Sebag in a joint message to clients and shareholders.

[putty37]

Hallo,

hat hier jemand Erfahrungen mit physischen Goldeinlagen bei der Fa. Goldmoney.
Das Geschäftsmodell mit deren Kreditkarte ist optimal.
Merci

[KMST]

kann man schonmal euphorisch werden bei der performance die letzten tage...ich nehme sicherheitshalber zumindest ein paar chips vom tisch. im mlp sektor ist derzeit wegen hurricane harvey auch einiges zu holen

[nicolani]

the early bird catches the worm!

[nicolani]

bitgold wird der dauerbrenner, gerade erst am entstehen, wie phönix aus der asche!

[nicolani]

bitgold! die wahre symbiose! die namensfindung ist alles, und unsere hier gehört prämiert!

[putty37]

Guten Morgen allerseits,
hier ist es aber sehr still nach dem Anstieg der letzten Tage.

Hier ein interessantes Statement von Florian Homm.
Goldmoney wird zwar nicht namentlich erwähnt, aber genau darum geht es unter anderem in dem Beitrag!
https://www.youtube.com/watch?app=desktop&persist_app=1&noap…

[KMST]

Goldmoney Inc. Reports Financial Results for First Quarter 2018

TORONTO, ONTARIO--(Marketwired - Aug. 11, 2017) - Goldmoney Inc. (TSX:XAU) ("Goldmoney") (the "Company"), a precious metal financial service and technology company, today announced financial results for the first quarter ended June 30, 2017. All amounts are expressed in Canadian dollars unless otherwise noted.

Financial Highlights

Quarterly IFRS Profit of $2 million and Adjusted Profit of $3.3 million - the first in the group's history.
Non-IFRS Cash and Tangible Common Equity of $61.2 million, up $2.4 million from $58.8 million at March 31, 2017.
Quarterly revenue of $125 million and quarterly earnings per share of $0.03, improved from $112 million and a loss per diluted share of ($0.03) year over year ("YoY").
Non-IFRS Adjusted Quarterly Profit of $3.33 million or $0.05 per share.
YoY Revenue growth of 11%.

"We are happy to report our first-ever quarterly profit under both IFRS and what is in my view the more relevant adjusted cash basis," said Goldmoney CEO Roy Sebag. "Our group achieved this feat only eight quarters after our first platform launch and sales, and, while we continue to invest in new product and growth, we remain disciplined and focused on our long-term vision following the recent consolidation of our two operating platforms into one unified service offering: the Goldmoney® Holding. The group is now positioned for the next phase of our growth strategy from a strong base of capital. We are looking forward to the renewed marketing campaign, the launch of our global physical branches, growth from our partnerships and ecosystem investments in peer-to-peer lending platform Lend and Borrow Trust and investment jewelry platform Menē, and the continuation of client-focused growth initiatives such as the enhanced Goldmoney Holding service."

Prudent Capital Management and Continued Focus on Long-Term Earnings Power

"As we continue to build the business from the ground up, our goal is to achieve annual IFRS profitability and revenue growth, though our profitability will remain volatile quarter-over-quarter as we build new business lines, expand to new client segments, and make strategic investments and expenditures," said Sebag. "From a balance sheet perspective, the figures reported this quarter are even more impressive when considering that they include sizeable capital and operational expenditures associated with physical branches, our new lending business, and the new jewelry venture. Moreover, the strengthening of the Canadian dollar to the tune of nearly 12 percent and falling prices for silver and gold was more than offset by investment gains from management's capital and currency risk management strategy. All in all, as we view the business, the group grew our net worth on a return on metal weight (ROMW) basis of 48.6 kilograms or 1,562 Troy Ounces of gold. This surplus was added to our long-term precious metal holdings, which totaled nearly $10 million at quarter end."

IFRS Consolidated Income Statement Data
(expressed in $000s except loss per share) FY 2018 FY 2017 FY 2016
Q1 Q4 Q3 Q2 Q1 Q4 Q3 Q2
Revenue 125,211 131,851 139,149 140,391 112,409 108,705 80,824 66,319
Fee Revenue 661 713 633 711 655 513 501 147
Gross margin 1,320 1,284 1,401 1,543 1,361 1,271 897 787
Gross profit (excludes precious metal inventory P&L) 1,981 1,997 2,034 2,254 2,016 1,785 1,398 934


"As seen in our highlighted results, the group continues to produce stable Gross margins despite the volatility in top line revenues from changing conditions in the precious metal markets. While still in the early days of growth and utilization for the platform we've invested in, our core business is generating nearly $2 million of Gross margin each quarter excluding movements in precious metals," said CFO Josh Crumb. "Our activities on the capital allocation side have more than offset unfavourable operating currency and precious metal movements, and this quarter resulted in significant net gains from currency and precious metal positioning, increased interest margins on loans and cash balances, and realized gains from the liquidation of accumulated cryptocurrencies from digital currency-processed deposits. This quarter saw nearly $4.4 million of such additional gains, but it would be incorrect to assume this was the sole reason for our profit. Our core operations and the client relationships that custody nearly $2 billion of metal are what position our business for these asymmetric gains in an era of structurally changing currency markets, which is ultimately the intrinsic value in our business."

Ongoing Unification, Stable Operations & Recurring Cash Flow Production

"The Company's year over year revenue growth was achieved despite last year's Brexit volatility, which contributed significant skew to our normalized operation. The transition from Network accounts to Goldmoney Holdings is progressing at a heightened pace; we have added nine additional staff members to help facilitate this transition and have already seen thousands of clients initiate the migration process," said Crumb. "The Company's acquisition of Schiff Gold has also led to increased year over year revenue, but in management's view, it is incorrect to view the Schiff Gold subsidiary as the sole contributor to revenue growth as we have been migrating clients' physical redemptions from the Holding platform to Schiff Gold, through which we earn higher margins and clients obtain enhanced service. Over the next few quarters we will further integrate Schiff Gold and expand this business segment.

Physical Branch Strategy

While Goldmoney is predominantly an online business, management believes that physical branches will help promote the integrity of the Goldmoney brand, increase trust among potential and current clients. As such, the Company has been developing the Goldmoney branch concept since the fall of 2016. Physical branches will offer: client education, bespoke customer service, accelerated onboarding, the ability to view and hold physical gold products such as the 18K Goldmoney Mastercard Prepaid Cards and Goldmoney bullion bars, the Company's latest brochures and research, Goldmoney t-shirts and other branded products, as well as books from a library of 200 titles carefully selected by the Goldmoney Insights research team.

The Toronto branch, located at 38 Avenue Road, will be open to the public by September 2017. The branch at the Company's owned headquarters, located at 9 Bond Street in St. Helier, Jersey, Channel Islands, will be open by October 2017. The Company plans to open two or more additional branches by mid-2018 and is in the early stages of negotiating leases for branch locations in: Manhattan, New York; Dallas, Texas; London, England; Zurich, Switzerland; and Madrid, Spain.

Lending-Driven Earnings Power, Client Value & Assets under Custody

The Company's lending business, which provides precious metals-secured loans, continues to grow and has contributed to both inflows of assets under custody and increased revenue per user. Since started in December 2016, the lending business has grown to $8.9 million in loans as at June 30, 2017. Including a $5 million loan extended after the end of the quarter, the group is now earning approximately $450,000 in net interest margin annually from loans secured by precious metals.

The Company plans to continue underwriting loan demand from precious metal owners who are already clients as well as from new clients who are prepared to move their investment-grade gold and silver bars to our platform. We estimate that total demand will exceed $100 million over time, which offers the opportunity to earn additional net interest margin. The Company can accommodate this demand beyond its own funding resources by syndicating loans to its own high net worth clients or external institutions that wish to earn interest income from loans secured by investment-grade gold and silver bars.

October Launch of Menē Inc.

The Company is also anticipating additional revenue from the October 2017 launch of Menē. Beyond Goldmoney's 40% equity stake in the jewelry venture, all precious metals used to manufacture Menē 24 karat gold jewelry will be purchased through Goldmoney, thereby positioning the group for significant revenue and margin growth should the venture prove successful. Importantly, this revenue growth would be achieved with nearly zero marketing spend by Goldmoney.

Buyback Black-out

Shareholders have enquired about the normal course issuer bid and this is to remind shareholders that, as per applicable policies, the Company is unable to engage in share buybacks so long as it may be engaged in any M&A activity or any other activity that may be material and non-public. The acquisitive nature of the group coupled with earnings black-outs make executing such buybacks difficult. The Company remains committed to using its surplus capital to execute buybacks when it is able, and will do so in accordance with the rules and policies of the Toronto Stock Exchange.

Non-IFRS Measures

This news release contains non-IFRS financial measures; the Company believes that these measures provide investors with useful supplemental information about the financial performance of its business, enable comparison of financial results between periods where certain items may vary independent of business performance, and allow for greater transparency with respect to key metrics used by management in operating its business. Although management believes these financial measures are important in evaluating the Company's performance, they are not intended to be considered in isolation or as a substitute for, or superior to, financial information prepared and presented in accordance with IFRS. These non-IFRS financial measures do not have any standardized meaning and may not be comparable with similar measures used by other companies. For certain non-IFRS financial measures, there are no directly comparable amounts under IFRS. These non-IFRS financial measures should not be viewed as alternatives to measures of financial performance determined in accordance with IFRS. Moreover, presentation of certain of these measures is provided for year-over-year comparison purposes, and investors should be cautioned that the effect of the adjustments thereto provided herein have an actual effect on the Company's operating results.

Non-IFRS Adjusted Profit is a non-IFRS financial measure. This figure excludes from comprehensive loss the impact of the following amounts: (i) any gains or losses on precious metals inventory, (ii) non-cash items, including the amortization of intangible assets or stock based compensation, (iii) the impact of foreign exchange gains or losses, and (iv) unrealized gains or losses on investments held for sale. Refer to the MD&A for a detailed breakdown of these items.

Tangible Common Equity is a non-IFRS measure. This figure excludes from total shareholders' equity (i) intangibles, and (ii) goodwill, and is useful to demonstrate the tangible capital employed by the business.

For a full reconciliation of non-IFRS financial measures used herein to their nearest IFRS equivalents, please see the section entitled "Reconciliation of Non-IFRS Financial Measures" in the Company's MD&A for the three months ended June 30, 2017.