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    WL:REBOUND RADIAN GROUP - 500 Beiträge pro Seite

    eröffnet am 07.08.08 14:40:53 von
    neuester Beitrag 03.12.08 18:22:19 von
    Beiträge: 59
    ID: 1.143.394
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    ISIN: US7502361014 · WKN: 885069 · Symbol: RAG
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     Ja Nein
      Avatar
      schrieb am 07.08.08 14:40:53
      Beitrag Nr. 1 ()
      Setzte RADIAN GROUP auf meiner WL

      Am Montag kommen die Zahlen..gestern schon bei den Amis ein kurzer Ausbruch bis 3,16$:eek:

      Bei guten Verlauf 4-5$ hier schnell möglich!





      Ambac Financial jetzt bis fast 6$ schon gelaufen

      Avatar
      schrieb am 07.08.08 14:47:42
      Beitrag Nr. 2 ()


      Avatar
      schrieb am 07.08.08 15:33:55
      Beitrag Nr. 3 ()
      Marktumfeld Down..rückgang auf 2,50-2,60$ sehr gut möglich!
      Avatar
      schrieb am 07.08.08 18:10:53
      Beitrag Nr. 4 ()
      Antwort auf Beitrag Nr.: 34.671.223 von donnerpower am 07.08.08 15:33:55wenn die zahlen gut sind wirds n paar tage wie bei ambac aussehn.
      und so schlecht wie die erwarteten zahlen sind kanns kaum schlimmer kommen.
      siehe ambac, mbia, american capital usw...
      Avatar
      schrieb am 07.08.08 18:39:54
      Beitrag Nr. 5 ()
      Antwort auf Beitrag Nr.: 34.673.680 von thoraxsnaz am 07.08.08 18:10:53Denke ich auch..habe mir mal paar Shares zu 2,62 bei den Amis zugelegt

      Trading Spotlight

      Anzeige
      InnoCan Pharma
      0,1870EUR -2,09 %
      CEO lässt auf “X” die Bombe platzen!mehr zur Aktie »
      Avatar
      schrieb am 07.08.08 18:51:50
      Beitrag Nr. 6 ()
      Ist sind immer noch einige Short.. gegen Börsenschluss dürfte sich das legen..morgen am letzten Tag vor den Zahlen denke ich das wir ein Kurs über 3$ sehen werden und bei positive Zahlen, wie gesagt Kurse von 4-5$...alles ist natürlich von den Daytrader abhängig , das ganze kann auch nach hinten los gehen und der Kurs geht Montag bis 2,20-2,30$ zurück!
      Avatar
      schrieb am 07.08.08 20:19:15
      Beitrag Nr. 7 ()
      So zu 2,38$ nochmal nachgekauft:cool:
      Avatar
      schrieb am 08.08.08 10:55:18
      Beitrag Nr. 8 ()
      ich bin auch im boot
      mal abwarten was bis dienstag passiert
      solange sollte man definitiv die aktien halten und abwarten,wenn man eine chance auf ein größeres Up haben will :rolleyes:
      Avatar
      schrieb am 08.08.08 15:34:35
      Beitrag Nr. 9 ()
      Antwort auf Beitrag Nr.: 34.675.373 von donnerpower am 07.08.08 20:19:15Hallo,

      hat jemand einen Realtimechart zu der Aktie?

      Danke :p
      Avatar
      schrieb am 08.08.08 16:09:20
      Beitrag Nr. 10 ()
      Antwort auf Beitrag Nr.: 34.684.889 von Rudolfonso am 08.08.08 15:34:35
      Avatar
      schrieb am 11.08.08 08:46:59
      Beitrag Nr. 11 ()
      wann kommen heute die Quartalszahlen raus?
      danke bug
      Avatar
      schrieb am 11.08.08 09:10:20
      Beitrag Nr. 12 ()
      Antwort auf Beitrag Nr.: 34.696.891 von bug86 am 11.08.08 08:46:59Moin,

      Title Radian Second Quarter 2008 Conference Call
      Date and Time Monday, August 11, 2008 10:00 a.m. ET
      Duration 1 Hour
      Avatar
      schrieb am 11.08.08 10:38:58
      Beitrag Nr. 13 ()
      weiß jemand schon etwas oder verfolgt jemand den conference call live?
      Avatar
      schrieb am 11.08.08 11:22:14
      Beitrag Nr. 14 ()
      Antwort auf Beitrag Nr.: 34.697.777 von bug86 am 11.08.08 10:38:58keine Ahnung welcher Zeitunterschied zwischen USA und uns liegt:(
      Avatar
      schrieb am 11.08.08 11:56:16
      Beitrag Nr. 15 ()
      Avatar
      schrieb am 11.08.08 13:16:53
      Beitrag Nr. 16 ()
      Antwort auf Beitrag Nr.: 34.698.424 von bug86 am 11.08.08 11:56:16Am Freitag gabs noch eine Meldung bezüglich der Dividende:

      Radian Declares Quarterly Dividend on Common Stock
      PHILADELPHIA, Aug. 8 /PRNewswire-FirstCall/ -- Radian Group Inc. (NYSE: RDN) announced today that the company's Board of Directors approved a quarterly dividend on its common stock in the amount of 0.25 cents per share. This represents a reduction of 1.75 cents per share from prior quarters. "As a result of current volatility in the U.S. residential and mortgage markets, we believe this is an appropriate decision until we return to a more stable environment," said S. A. Ibrahim, Chief Executive Officer of Radian. "Our current liquidity position remains strong and this reduction will further support our position." The quarterly dividend is payable on September 19, 2008, to stockholders of record as of August 19, 2008.

      Radian Group Inc. is a global credit risk management company headquartered in Philadelphia with significant operations in New York and London. Radian develops innovative financial solutions by applying its core mortgage credit risk expertise and structured finance capabilities to the credit enhancement needs of the capital markets worldwide, primarily through credit insurance products. The company also provides credit enhancement for public finance and other corporate and consumer assets on both a direct and reinsurance basis and holds strategic interests in credit-based consumer asset businesses. Additional information may be found at www.radian.biz
      Avatar
      schrieb am 11.08.08 13:21:02
      Beitrag Nr. 17 ()
      Ich denke die Zahlen werden schon vor 15.30Uhr(Eröffnung) ...wie immer 14Uhr unser Zeit!
      Avatar
      schrieb am 11.08.08 13:24:21
      Beitrag Nr. 18 ()
      Antwort auf Beitrag Nr.: 34.699.159 von donnerpower am 11.08.08 13:21:02:cool: bin auch seit letzter Woche drin
      zu 1,74 in FRA eingekauft
      wünsche mir auch fette Zahlen :cool::cool::cool:
      mal wieder spannend heute
      letzte Woche ambac
      diese woche radian
      nächste woche?
      Avatar
      schrieb am 11.08.08 14:19:01
      Beitrag Nr. 19 ()
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      Press Release Source: Radian Group Inc.


      Radian Reports Second Quarter Financial Results and Announces Capital Plan
      Monday August 11, 8:00 am ET
      Net Loss of $392.5 Million Including Premium Deficiency Reserve
      Significant Internal Resources to Support Mortgage Insurance Capital Requirements


      PHILADELPHIA, Aug. 11 /PRNewswire-FirstCall/ -- Radian Group Inc. (NYSE: RDN - News) today reported a net loss for the quarter of $392.5 million, or $4.91 per share, after establishing a pre-tax first-lien premium deficiency reserve of $421.8 million. This compares to net income of $21.1 million, or $0.26 per share, for the second quarter of 2007. Book value per share at June 30, 2008, was $30.54.
      ADVERTISEMENT


      "Radian's results in the second quarter were largely impacted by the first-lien premium deficiency reserve we established after updating our future mortgage insurance loss expectations," said S.A. Ibrahim, Chief Executive Officer of Radian. "While our industry continues to be challenged, we remain highly committed to our mortgage insurance business. Radian is in the unique position to fulfill its capital needs through internal resources by contributing our financial guaranty business to our mortgage insurance business. This non-dilutive capital strategy benefits our shareholders and allows Radian to continue to take advantage of market opportunities that will best position the Company for the future."

      SECOND QUARTER HIGHLIGHTS

      -- Radian Asset Assurance Inc., the principal financial guaranty subsidiary (Radian Asset), declared an ordinary dividend of $107.5 million to Radian Group Inc. $100 million was subsequently contributed to Radian Guaranty to support the mortgage insurance business.

      -- Radian Asset has $960 million of statutory surplus, which is part of approximately $3 billion of claims paying resources. Radian expects to contribute the investment in Radian Asset to Radian Guaranty during the third quarter of 2008.

      -- A pre-tax first-lien premium deficiency reserve (PDR) of $421.8 million was established after updating the Company's future loss projections. The PDR represents Radian's best estimate of the present value of expected future losses not already included in the June 30, 2008 loss reserves, net of related future premiums. There was a $50.8 million deferred policy acquisition cost (DPAC) write-off in conjunction with the PDR.

      -- Captive reinsurance and Smart Home transactions generated significant ceded losses recoverable, the balances of which are $131.1 million and $44.7 million, respectively, at June 30, 2008.

      -- First and second lien claims paid were below expectations at $209 million, driven primarily by increased investment in Loss Management efforts.

      -- First-lien primary defaults increased 11.0% in the quarter, which compares favorably to the 13.6% increase in first-lien primary defaults added during the first quarter of 2008. Including pool defaults, the increase was 8.9% during the second quarter of 2008, compared to 9.9% during the first quarter of 2008.

      -- Radian Guaranty has made multiple guideline changes and pricing increases. In markets where home prices have declined, Radian has increased down payment requirements. Approximately 93% of new insurance written during the second quarter of 2008 was prime. Primary New Insurance Written in the second quarter of 2008 was $9.6 billion.

      -- Radian Guaranty remains a Top Tier provider to the GSEs and maintains a stable market share position.

      -- Sherman Financial reported overall pretax operating income of $77.8 million for the second quarter of 2008, of which Radian's share is $15.7 million. Radian received $19.5 million of dividends from Sherman during the quarter.

      CAPITAL STRATEGY

      The book of business in Radian Asset has significantly less exposure to mortgage and mortgage related assets compared to other financial guaranty insurers and new business production across all financial guaranty product lines has been significantly reduced in 2008 and is likely to remain at minimal levels. These combined factors have created an opportunity unique to Radian that will allow Radian Group's investment in Radian Asset to be contributed to Radian Guaranty. Radian expects that this will occur during the third quarter of 2008.

      Instrumental to the movement of Radian Asset under Radian Guaranty was the need to get consent from Radian's lenders. The necessary lenders have signed an amendment to our credit facility to allow for that transfer. The amendment will become effective if certain conditions are satisfied, all of which Radian currently expects to be able to satisfy in the time permitted by the amendment.

      Radian Group's liquidity position remains strong with over $50 million in cash and liquid investment securities after an impending paydown of $50 million of its credit facility in conjunction with the Radian Asset contribution, with no principal payments on its debt due until 2011. In addition, Radian has at its option the sale of its remaining stake in Sherman.

      After taking into consideration the contribution of Radian Asset, Radian Guaranty's resulting risk to capital ratio on a pro forma basis would be 10.3 to 1 at June 30, 2008, allowing it to maintain a strong and sufficient claims paying ability to withstand the stressed macroeconomic environment, while continuing to selectively write new business.

      CONFERENCE CALL

      Radian will discuss each of these items in its conference call today, Monday, August 11, 2008, at 10:00 a.m. Eastern time. The conference call will be broadcast live over the internet at http://www.ir.radian.biz/phoenix.zhtml?c=112301&p=irol-audio… or at http://www.radian.biz >News. The call may also be accessed by dialing 800-230-1074 inside the U.S., or 612-234-9959 for international callers, using passcode 955796 or by referencing
      Avatar
      schrieb am 11.08.08 14:54:51
      Beitrag Nr. 20 ()
      Antwort auf Beitrag Nr.: 34.699.706 von pacoraban am 11.08.08 14:19:01
      man man ist das ein Fachchinesisch.. kennt sich jemand damit aus.. schon licht am Ende des Tunnels zu sehen?
      Avatar
      schrieb am 11.08.08 19:36:29
      Beitrag Nr. 21 ()
      sauber schöner Tag
      grüße an bug und fernschreiber:):):):cool::cool:
      Avatar
      schrieb am 13.08.08 22:19:50
      Beitrag Nr. 22 ()
      Antwort auf Beitrag Nr.: 34.702.778 von pacoraban am 11.08.08 19:36:29:laugh::laugh::laugh:
      cool die nächste ambac
      ist denn noch irgendjemand dabei?:cool::cool::cool:
      Avatar
      schrieb am 14.08.08 09:13:25
      Beitrag Nr. 23 ()
      Antwort auf Beitrag Nr.: 34.722.530 von pacoraban am 13.08.08 22:19:50aber sicher doch, bin nur leider gerade im kurzurlaub. die quartalszahlen zeigten ja bereits deutlich die richtung, die wir hier erwarten dürfen :o) viele gruesse
      Avatar
      schrieb am 14.08.08 19:12:08
      Beitrag Nr. 24 ()
      Sehr interessant... Gratuliere allen, die hier dabei sind...
      Bin selbst am Überlegen.

      Jedoch "Radian reports quarterly loss" v. 11.08.2008. :confused:
      Avatar
      schrieb am 15.08.08 18:40:04
      Beitrag Nr. 25 ()
      hallo an alle! kennt jemand zu Radian ein real time link:confused:
      bin am überlegen einzusteigen, aber die aktie ist zustark oben und wird hoffentlich kurz einbrechen
      ich danke im voraus
      :)
      Avatar
      schrieb am 16.08.08 21:45:48
      Beitrag Nr. 26 ()
      Hier ist Realtime
      http://www.marketwatch.com/quotes/rdn?sid=149364

      Bin hier leider nicht dabei :(
      Bei den ganzen Banken/Finanzwerten, wo man dabei sein sollte, langt mir einfach die Knete nicht
      Avatar
      schrieb am 16.08.08 21:47:11
      Beitrag Nr. 27 ()
      Antwort auf Beitrag Nr.: 34.722.530 von pacoraban am 13.08.08 22:19:50Du treibst Dich aber überall rum :laugh:
      Avatar
      schrieb am 17.08.08 00:18:08
      Beitrag Nr. 28 ()
      Antwort auf Beitrag Nr.: 34.743.177 von Larry_1 am 16.08.08 21:47:11:laugh:ne nicht überall bin bei wm zu 3,30 eingestiegen,bei 3,10 nach einem Tag raus und dann back to ambac war mal richtig schlau bei RDN bin ich zu 1,74 vor ein paar wochen eingestiegen
      <Freitag war ein toller tag,die 20 cent verlust + Kommi pro Aktie bei wm hab ich durch mein Donnsertag Kauf von ambac mehr als wett gemacht,ich trau wm noch nicht so richtig, da nrk-Geschädigter,obwohl durchaus Potenzial bestehen kann für einen Hype,ich denke rdn wird nochmal günstiger zu kriegen sein genauso wie ambac....schöne s wochende allen
      ich war heute im Legoland Dänemark, dercoolste Park der Welt,wie der name schon sagt Lego(dän.)= Spiel gut(deut.)
      :laugh:
      Avatar
      schrieb am 17.08.08 11:53:07
      Beitrag Nr. 29 ()
      Antwort auf Beitrag Nr.: 34.743.173 von Larry_1 am 16.08.08 21:45:48danke dir Larry_1 für den link:)
      kennt jemand noch ähnliche finanzbereiche wie ambac, rdn, mbia?
      ich bin zur zeit auch bei swiss hawk dabei :eek:
      gruß:look:
      Avatar
      schrieb am 17.08.08 20:56:01
      Beitrag Nr. 30 ()
      Antwort auf Beitrag Nr.: 34.743.869 von wlad1979 am 17.08.08 11:53:07ganz einfach:

      Versicherungen: http://aktien.onvista.de/top-flop/branche.html?ID_BRANCH=7&T…

      und weils so schön ist die Banken:
      http://aktien.onvista.de/top-flop/branche.html?ID_BRANCH=4&T…

      Aber nicht den Überblick verlieren :look: :look:
      Avatar
      schrieb am 17.08.08 20:59:28
      Beitrag Nr. 31 ()
      Antwort auf Beitrag Nr.: 34.743.388 von pacoraban am 17.08.08 00:18:08na ja, nur Mut:
      bei WM hat sich vor einigen Tagen dieser Fond (Name fällt mir grad nicht ein) positioniert.
      Die haben sicher nicht vor ihr Geld zu "verstaatlichen";)
      Avatar
      schrieb am 18.08.08 15:27:25
      Beitrag Nr. 32 ()
      ich hoffe die aktie kleinen rücksetzer damit ich einsteigen kann:cool:
      Avatar
      schrieb am 19.08.08 21:27:08
      Beitrag Nr. 33 ()
      Antwort auf Beitrag Nr.: 34.749.675 von wlad1979 am 18.08.08 15:27:25:)hoffe ich auch
      Avatar
      schrieb am 20.08.08 19:42:09
      Beitrag Nr. 34 ()
      na, reicht doch jetzt mit dem rücksetzer, oder? bin bei 3.10 eingestiegen, hoffe daher, dass es jetzt wieder in die andere richtung geht!!!
      Avatar
      schrieb am 21.08.08 21:40:15
      Beitrag Nr. 35 ()
      Antwort auf Beitrag Nr.: 34.782.266 von glaziovine am 20.08.08 19:42:09:confused::cool::laugh::lick:
      könnte klappen bin heute mit erster posi drin
      neben meiner lonposi,falls es noch runter geht mal schauen...:laugh::laugh::laugh:
      Avatar
      schrieb am 26.08.08 10:10:28
      Beitrag Nr. 36 ()
      Antwort auf Beitrag Nr.: 34.801.029 von pacoraban am 21.08.08 21:40:15:laugh::laugh::laugh:
      mal wieder ein schöner Tag seit Freitag fast 30% ehrlich was will man mehr:laugh::laugh::cool::cool::cool::cool:
      Avatar
      schrieb am 26.08.08 11:49:01
      Beitrag Nr. 37 ()
      hallo pacoraban...

      wie geht es denn so? läuft ja ganz gut hier...!

      aber guck dir mal thornburg an...!

      -grüsse-
      Avatar
      schrieb am 26.08.08 12:54:48
      Beitrag Nr. 38 ()
      Antwort auf Beitrag Nr.: 34.861.585 von fernschreiber am 26.08.08 11:49:01:)danke werde ich machen
      Avatar
      schrieb am 26.08.08 20:37:50
      Beitrag Nr. 39 ()
      Mann, oh Mann die geht wieder up und ich bin nicht dabei :(

      thornburg, ab in die WL und mal näher anschauen :rolleyes:
      Avatar
      schrieb am 26.08.08 21:41:40
      Beitrag Nr. 40 ()
      S&P Cuts Ratings On Three Mortgage Insurers


      DOW JONES NEWSWIRES

      Standard & Poor's Ratings Services downgraded its credit ratings on the units of three mortgage insurers, reflecting its expectations for increased claims and concerns about the profitability of insured mortgages originated this year.

      The ratings agency lowered its grades on units of Old Republic International Corp. (ORI), PMI Group Inc. (PMI) and Radian Group Inc. (RDN), also pointing to unfavorable comparisons of the firms' actual results for the first half of the year with S&P's forecasts.

      The ratings of units of PMI and Radian were cut by two notches to A- and BBB+, respectively, while Old Republic's ratings got a one-notch downgrade to A+. Radian's new rating reflects below-average credit quality. The ratings of the parent companies were also downgraded.

      PMI's ratings are subject to additional downgrade, with S&P noting that it would likely lower its ratings another notch or affirm them with a negative outlook within the next 30 days.

      In April, S&P cut all three firms' ratings, as well as MGIC Investment Corp. (MTG). S&P affirmed its views on MGIC Tuesday as well as Genworth Financial Inc. (GTW).

      In downgrading its ratings on the mortgage insurers, S&P noted U.S. firms have limited opportunities for long-term growth and diversification and their terms of trade with government-sponsored mortgage giants Fannie Mae (FNM) and Freddie Mac (FRE) may weaken their profitability or raise their risk tolerances.

      The agency added its projected claims for mortgages originated in 2006 and 2007 indicate the volatility of mortgage insurers' operating results is significantly greater than what S&P assumed before the deterioration in the mortgage and housing markets. S&P expects the 2008 vintage will generate a moderate underwriting profit for most mortgage insurers, but the significant uncertainty in the mortgage and housing markets suggests an underwriting loss is a real possibility.

      Finally, S&P said the industry's competitive position, operating performance and enterprise risk management practices are more consistent with the lower end of the A-rating category.

      Last month, fellow rating agency Fitch Ratings said the mortgage-insurance industry is likely to post significant losses into 2009 and, "except for the most conservative players," insurers will not see healthy levels of profitability until late 2009 or 2010.

      Shares of PMI fell 6% to $2.84 in recent trading, while Old Republic was off 1.2% at $10.01 and Radian fell 2 cents to $3.47.

      ---By Lauren Pollock, Dow Jones Newswires; 201-938-5964; lauren.pollock@dowjones.com

      Quelle: http://www.djnewsplus.com
      Avatar
      schrieb am 27.08.08 09:09:22
      Beitrag Nr. 41 ()
      PHILADELPHIA, Aug. 26 /PRNewswire-FirstCall/ -- Radian Group Inc. (News) commented today on the action taken by Standard&Poor's Rating Services (S&P). S&P lowered its financial strength rating on Radian's principal mortgage insurance (MI) subsidiary, Radian Guaranty, to 'BBB+' (negative outlook) from 'A' and removed it from Credit Watch.

      Radian Group said while it was disappointed by the action, S&P noted several positives for the long-term in Radian's mortgage insurance business and the MI industry overall. Those include improved credit quality in Radian's first-lien portfolio and a capital adequacy ratio that S&P said is slightly less than the minimum for a mortgage insurer to be eligible for a 'AAA' financial strength rating.

      "We do not believe today's action by S&P reflects the significant progress we have made in developing our internally-sourced capital plan and improving the quality of our mortgage insurance portfolio," stated S.A. Ibrahim, Chief Executive Officer of Radian Group. "It is important to view our rating within the context of the mortgage insurance industry, which continues to face challenging macroeconomic conditions. The rating continues to reflect Radian Guaranty's investment grade status, and we will maintain close contact with S&P to address their concerns. Radian Guaranty is a long-standing Top Tier provider to the GSEs, and we do not expect that this action will affect our ability to insure loans that are sold to the GSEs. As always, we remain focused on the day-to-day details of operating the business and, most importantly, serving our clients."

      In its statement released earlier today, S&P acknowledged that Radian's MI business has taken actions to improve the credit quality of its core product, traditional first-lien MI. In particular, S&P noted that the Company has the least exposure in the industry to mortgages with LTVs above 95% and that its risk-in-force from ARMs, loans with reduced documentation, and mortgages to borrowers with low credit scores has declined steadily since 2006. Consequently, S&P believes that Radian MI's exposure to the most troublesome vintages will be partially mitigated by better credit quality.

      S&P also acknowledged that Radian MI is well capitalized. Radian MI's capital adequacy ratio as of June 30, 2008, was 97%, which according to S&P is expected to remain well above S&P's standards for its rating.

      As previously announced, Radian remains committed to its mortgage insurance business and has made several operating improvements which have already resulted in significant traction:

      -- Radian Guaranty maintains a strong risk to capital ratio of 14.9 to 1 as of June 30, 2008.

      -- The Company believes Radian is uniquely positioned to support its capital needs through internal resources by contributing Radian Asset Assurance Inc., its principal financial guaranty subsidiary (Radian Asset), to Radian Guaranty.

      -- Radian Asset has $960 million of statutory surplus which is part of approximately $3 billion of claims paying resources.

      -- After the contribution of Radian Asset, which the Company expects to complete in the third quarter of 2008, the pro forma risk to capital ratio at Radian Guaranty would be 10.3 to 1 as of June 30, 2008.

      -- Radian has a 29% ownership interest in Sherman Financial, providing a potential source of additional capital and dividends.

      -- Approximately 93% of new insurance written during the second quarter of 2008 was prime.

      -- First and second lien claims have improved, driven by increased investment in loss management efforts.

      -- Captive reinsurance and Smart Home transactions generated ceded losses recoverables of $131.1 million and $44.7 million, respectively, for the six months ended June 30, 2008.

      The Company will continue to keep the market and its constituents informed as it progresses through the execution of its capital plan.

      About Radian

      Radian Group Inc. is a global credit risk management company headquartered in Philadelphia with significant operations in New York and London. Radian develops innovative financial solutions by applying its core mortgage credit risk expertise and structured finance capabilities to the credit enhancement needs of the capital markets worldwide, primarily through credit insurance products. The company also provides credit enhancement for public finance and other corporate and consumer assets on both a direct and reinsurance basis and holds strategic interests in credit-based consumer asset businesses. Additional information may be found at http://www.radian.biz/.

      Forward Looking Statements

      All statements made in this news release that address events, developments or results that we expect or anticipate may occur in the future are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934 and the U.S. Private Securities Litigation Reform Act of 1995. These statements are made on the basis of management's current views and assumptions with respect to future events. Any forward-looking statement is not a guarantee of future performance and actual results could differ materially from those contained in the forward-looking information. The forward-looking statements, as well as our prospects as a whole, are subject to risks and uncertainties, including the following:

      * changes in general financial and political conditions, such as extended national or regional economic recessions, changes in housing demand or mortgage originations, changes in housing values (in particular, further deterioration in the housing, mortgage and related credit markets, which would harm our future consolidated results of operations and could cause losses for our businesses to be worse than expected), changes in the liquidity in the capital markets and the further contraction of credit markets, population trends and changes in household formation patterns, changes in unemployment rates, changes or volatility in interest rates or consumer confidence, changes in credit spreads, changes in the way investors perceive the strength of private mortgage insurers or financial guaranty providers, investor concern over the credit quality and specific risks faced by the particular businesses, municipalities or pools of assets covered by our insurance;

      * economic changes or catastrophic events in geographic regions where our mortgage insurance or financial guaranty insurance in force is more concentrated;

      * our ability to successfully obtain additional capital, if necessary, to support our long-term liquidity needs and to protect our credit ratings and the financial strength ratings of Radian Guaranty Inc., our primary mortgage insurance subsidiary;

      * a decrease in the volume of home mortgage originations due to reduced liquidity in the lending market, tighter underwriting standards and a deterioration in housing markets throughout the U.S.;

      * our ability to maintain adequate risk-to-capital ratios, leverage ratios and surplus requirements in our mortgage insurance business in light of on-going losses in this business;

      * a decrease in the volume of municipal bonds, and other public finance and structured finance transactions that we insure, or a decrease in the volume of such transactions for which issuers or investors seek or demand financial guaranty insurance;

      * the loss of a customer for whom we write a significant amount of mortgage insurance or financial guaranty insurance or the influence of large customers;

      * reduction in the volume of reinsurance business available to us from one or more of our primary financial guaranty insurer customers due to adverse changes in their ability to generate new profitable direct financial guaranty insurance or their need for us to reinsure their risk;

      * disruption in the servicing of mortgages covered by our insurance policies;

      * the aging of our mortgage insurance portfolio and changes in severity or frequency of losses associated with certain of our products that are riskier than traditional mortgage insurance or financial guaranty insurance policies;

      * the performance of our insured portfolio of higher risk loans, such as Alternative-A ("Alt-A") and subprime loans, and adjustable rate products, such as adjustable rate mortgages and interest-only mortgages, which have resulted in increased losses in 2007 and 2008 and may result in further losses;

      * reduced opportunities for loss mitigation in markets where housing values fail to appreciate or begin to decline;

      * changes in persistency rates of our mortgage insurance policies caused by changes in refinancing activity, in the rate of appreciation or depreciation of home values and changes in the mortgage insurance cancellation requirements of mortgage lenders and investors;

      * recapture of reinsurance business by the primary insurers under our financial guaranty reinsurance arrangements, which would reduce written and earned premiums in our financial guaranty business and correspondingly reduce the amount of capital required to be held against this risk;

      * downgrades or threatened downgrades of, or other ratings actions with respect to, our credit ratings or the insurance financial strength ratings assigned by the major rating agencies to any of our rated insurance subsidiaries at any time (in particular, our credit rating and the financial strength ratings assigned to Radian Guaranty Inc., which are currently on negative outlook);

      * heightened competition for our mortgage insurance business from others such as the Federal Housing Administration and the Veterans' Administration or other private mortgage insurers (in particular those that have been assigned higher ratings from the major ratings agencies;

      * changes in the charters or business practices of Federal National Mortgage Association and Freddie Mac, the largest purchasers of mortgage loans that we insure, and our ability to retain our "Top Tier" eligibility requirement from both Freddie Mac and Fannie Mae;

      * heightened competition for financial guaranty business from other financial guaranty insurers, from other forms of credit enhancement such as letters of credit, guaranties and credit default swaps provided by foreign and domestic banks and other financial institutions, and from alternative structures that may permit insurers to securitize assets more cost-effectively without the need for the types of credit enhancement we offer, or result in our having to reduce the premium we charge for our products;

      * the application of existing federal or state consumer, lending, insurance, securities and other applicable laws and regulations, or changes in these laws and regulations or the way they are interpreted; including, without limitation: (i) the possibility of private lawsuits or formal investigations by state insurance departments and state attorneys general alleging that services offered by the mortgage insurance industry, such as captive reinsurance, pool insurance and contract underwriting, are violative of the Real Estate Settlement Procedures Act and/or similar state regulations, (ii) legislative and regulatory changes affecting demand for private mortgage insurance or financial guaranty insurance, or (iii) legislation and regulatory changes limiting or restricting our use of (or requirements for) additional capital, the products we may offer, the form in which we may execute the credit protection we provide or the aggregate notional amount of any product we may offer for any one transaction or in the aggregate;

      * the possibility that we may fail to estimate accurately the likelihood, magnitude and timing of losses in connection with establishing loss reserves for our mortgage insurance or financial guaranty businesses, or the premium deficiency for our first- and second-lien mortgage insurance business, or to estimate accurately the fair value amounts of derivative contracts in our mortgage insurance and financial guaranty businesses in determining gains and losses on these contracts;

      * volatility in our earnings caused by changes in the fair value of our derivative instruments and our need to reevaluate the premium deficiencies in our mortgage insurance business on a quarterly basis;

      * changes in accounting guidance from the Securities and Exchange Commission ("SEC") or the Financial Accounting Standards Board;

      * legal and other limitations on amounts we may receive from our subsidiaries as dividends or through tax and expense sharing arrangements with our subsidiaries; and

      * vulnerability to the performance of our strategic investments, including in particular, our investment in Sherman Financial Group LLC.

      For more information regarding these risks and uncertainties as well as certain additional risks that we face, you should refer to the Risk Factors detailed in Item 1A of Part I of our Annual Report on Form 10-K for the year ended December 31, 2007 as well as the material changes to these risks discussed in our Quarterly Reports on Form 10-Q. We caution you not to place undue reliance on these forward-looking statements, which are current only as of the date on which we issued this news release. We do not intend to, and we disclaim any duty or obligation to, update or revise any forward-looking statements made in this release to reflect new information or future events or for any other reason.
      Avatar
      schrieb am 04.09.08 10:50:24
      Beitrag Nr. 42 ()
      :laugh::laugh::laugh:
      schön schön schön und sie laüft laüft und läuft
      Avatar
      schrieb am 04.09.08 11:36:47
      Beitrag Nr. 43 ()
      Antwort auf Beitrag Nr.: 34.976.058 von pacoraban am 04.09.08 10:50:24:lick: wie weit kann die noch laufen? Wo sind die nächsten Widderstände? Die Insolvenz sollte doch vom Tisch sein... :rolleyes:
      Avatar
      schrieb am 04.09.08 11:55:00
      Beitrag Nr. 44 ()
      Antwort auf Beitrag Nr.: 34.976.808 von Rudolfonso am 04.09.08 11:36:47:( insolvenzgefahr oder verstaatlichung meinte ich..
      Avatar
      schrieb am 04.09.08 18:32:00
      Beitrag Nr. 45 ()
      Antwort auf Beitrag Nr.: 34.976.808 von Rudolfonso am 04.09.08 11:36:47:confused::):cool:
      habe ich noch nicht genau analysiert mein Hauptwertist zur Zeit ambac
      denke aber könnte noch was gehen

      yahoofinance.com
      Forum wird vom Buchwert um 30$ ausgegangen
      Avatar
      schrieb am 04.09.08 22:52:39
      Beitrag Nr. 46 ()
      Antwort auf Beitrag Nr.: 34.983.575 von pacoraban am 04.09.08 18:32:00Business Update Radian
      Financial Highlights
      Dollars in millions, except Book value per share $30.54

      http://library.corporate-ir.net/library/11/112/112301/items/…
      Avatar
      schrieb am 05.09.08 16:14:06
      Beitrag Nr. 47 ()
      im Großen Stil eingestiegen


      Frankfurt 14:50:22 141.400St. für 3,00:cool:
      Avatar
      schrieb am 06.09.08 20:23:22
      Beitrag Nr. 48 ()
      ...die zmindest sehr wahrscheinliche völlige Verstaatlichung von
      Freddie und Fannie trifft zwar die Aktionäre, denn der Kurs derer wird am Montag in den Keller fahren, was wird das allerdings für andere große Versicherer und US-Banken bedeuten ?
      Kann mir da jemand seine Meinung dazu präsentieren??

      Mfg Vent
      Avatar
      schrieb am 08.09.08 12:30:55
      Beitrag Nr. 49 ()
      Antwort auf Beitrag Nr.: 34.983.575 von pacoraban am 04.09.08 18:32:00nach der verstaatlichung von Freddie und Fannie sollte doch eigentlich der Kurs von Radian profitieren... oder:yawn:
      Avatar
      schrieb am 08.09.08 13:26:10
      Beitrag Nr. 50 ()
      Antwort auf Beitrag Nr.: 35.023.588 von Rudolfonso am 08.09.08 12:30:55...in Amiland wird auch schon brav gekauft.

      Mal sehen
      Avatar
      schrieb am 09.09.08 16:27:32
      Beitrag Nr. 51 ()
      Antwort auf Beitrag Nr.: 35.024.163 von Ventrikel am 08.09.08 13:26:10:confused: was ist den los hier? gestern rauf auf 5,75USD und dann runter bis auf 3,60. Keine Info ... garnix. Wisst ihr was?
      Avatar
      schrieb am 19.09.08 16:43:54
      Beitrag Nr. 52 ()
      Antwort auf Beitrag Nr.: 35.037.260 von Rudolfonso am 09.09.08 16:27:32Hallo Rudolfonso!Wird die Radian Group durch das Stützungsprogramm der Regierung auch entschuldet und die anderen Finanztitel wie Ambac,Thornburg und co. ebenso?Dann kann es ja aufwärtsgehen Richtung 15 Euro!Allen Investierten viel Glück!:laugh::laugh::laugh:
      Avatar
      schrieb am 11.10.08 21:16:48
      Beitrag Nr. 53 ()
      Antwort auf Beitrag Nr.: 35.189.656 von DerUnbeugsame am 19.09.08 16:43:54Wohl kaum, wenn wir von MOODY ein Downgrade bekommen.
      Aber mittlerweile hat sich ja einiges geändert......
      Avatar
      schrieb am 05.11.08 16:16:13
      Beitrag Nr. 54 ()
      Schaut gut aus, ein Upgrade und wir sind bei 10 USD.

      Noch wer irgendwo?

      Mfg Vent
      Avatar
      schrieb am 28.11.08 16:26:05
      Beitrag Nr. 55 ()


      Back to old glory, watch this space:eek:

      Für 2€ zu haben heute Nachmittag (und 2,56USD in Amiland):cool:
      Avatar
      schrieb am 03.12.08 16:24:35
      Beitrag Nr. 56 ()
      Antwort auf Beitrag Nr.: 36.105.255 von Uptick08 am 28.11.08 16:26:05na, die 2,40USD scheinen ein Widderstand zu sein. Vielleicht geht`s heute drüber?
      Avatar
      schrieb am 03.12.08 17:33:55
      Beitrag Nr. 57 ()
      Antwort auf Beitrag Nr.: 36.140.005 von Rudolfonso am 03.12.08 16:24:352,74...and counting;)

      Good trades mit RDN 09:cool:
      Avatar
      schrieb am 03.12.08 18:19:38
      Beitrag Nr. 58 ()
      Dec. 3 (Bloomberg) -- Radian Group Inc., the third-largest
      U.S. mortgage insurer, paid out fewer claims in October than
      expected, suggesting programs to prevent home foreclosures may be
      working, Chief Financial Officer Robert Quint said.
      Radian isn’t yet sure if the claims are being temporarily
      delayed or will be eliminated by the efforts to alter mortgage
      requirements to help property owners keep their houses, Quint
      said in a presentation to investors in New York today. Mortgage
      insurance pays lenders when homeowners default, and is typically
      required when a borrower pays a deposit of less than 20 percent
      of a home’s value.


      Watch this space....:cool:
      Avatar
      schrieb am 03.12.08 18:22:19
      Beitrag Nr. 59 ()
      Aktuell Geld 2,03 /Brief 2,09 in München

      Geld 1,99 Brief 2,14 in Frankfurt

      Spannend, spannend:rolleyes::lick:


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