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      Avatar
      schrieb am 16.04.04 13:45:11
      Beitrag Nr. 1 ()
      InstaPay Systems, Inc. Sees Growth in ATM Debit Market
      THURSDAY, APRIL 15, 2004 8:30 AM
      - PrimeZone




      ATLANTA, Apr 15, 2004 (PRIMEZONE via COMTEX) -- InstaPay Systems, Inc. (IPYS) commented today that it is seeing strong indications that merchants are moving rapidly towards broader acceptance of ATM/Debit payments.

      According to analysts, more than 16 billion debit transactions were processed last year, nearly double the number from 2000. According to the American Bankers Association, Debit card popularity is soaring in the US with 65 percent of consumers using a debit card at least once a week.

      Sam`s Club, the second-largest U.S. warehouse club chain, which is owned by WalMart (WMT) , recently announced that it will end its pilot acceptance of Visa and MasterCard credit cards on April 21. However, Sam`s Club will continue accepting Visa debit cards.

      InstaPay`s Kryptosima subsidiary has developed the first patented production system for delivering encrypted transactions over the Internet. To the Company`s knowledge, this is the only production system enabling Internet merchants to accept ATM card ("PIN debit") payments.

      Harry Hargens, President of InstaPay commented, "We`re seeing a rapid transformation occurring in the merchant transaction processing industry. Heightened security concerns and increasing fraud have created an environment of concern. We believe that Kryptosima`s patented system may solve these concerns. Our encryption technology ensures that an Internet consumer`s transaction is protected, alleviating security issues." He added, "Having to enter a PIN number will dramatically reduce merchant exposure to fraud since a thief would not only need the individuals card and billing information, but also the PIN number which is usually known only to the cardholder."

      According to US commerce department statistics and other industry estimates, eCommerce reached almost $100 Billion in 2003 and continues to grow at double-digit rates. That figure covers only the USA. The worldwide figure is larger and also growing.

      (See http://www.census.gov/mrts/www/current.html for current eCommerce statistics)

      InstaPay plans to generate revenues by charging merchants a fixed fee per transaction for PIN/debit transactions, unlike credit card transactions that charge a percent of the transaction. Merchants may choose to lower overall transaction costs by offering PIN debit payment solutions to consumers.

      About InstaPay Systems Inc.

      InstaPay`s focus is on the implementation of new payment services, such as ATM card payments from home or office. The patented, easy to use Kryptosima system works with any desktop or laptop computer, enabling consumers to conduct secure transactions from any location without fear of identity theft. For additional information, visit www.instapaysystems.com and www.kryptosima.com

      Forward-Looking Statements

      Statements about the company`s future expectations, including future revenues and earnings, and all other statements in this press release other than historical facts are "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934, and as that term is defined in the Private Litigation Reform Act of 1995. Such forward-looking statements involve risks and uncertainties and are subject to change at any time, and the company`s actual results could differ materially from expected results. The company undertakes no obligation to update forward-looking statements to reflect subsequently occurring events or circumstances.

      SOURCE: InstaPay Systems

      InstaPay/Kryptosima
      Harry Hargens, President & CEO
      (770) 471-4944
      Email: harryhargens@kryptosima.com

      Investor Relations
      Todd Gilligan
      (949) 497-6684
      Email: todd@wallstreetaudio.com
      Avatar
      schrieb am 16.04.04 13:48:56
      Beitrag Nr. 2 ()
      Deutsche Übersetzung:

      InstaPay Systems, Inc. sieht Wachstum im ATM Schuldposten-MarktDONNERSTAG, APRIL 15, 2004 8:30 morgens- PrimeZone IPYS 0.68 +0.29 Tragen Sie Symbol Ein: Tragen Sie Schlüsselwort Ein: ATLANTA, Apr 15, 2004 (PRIMEZONE über COMTEX) -- InstaPay Systems,Inc. (IPYS) kommentierte heute, daß es starke Anzeigen sieht, daßKaufleute schnell in Richtung zur ausgedehnteren Annahme der ATM/DebitZahlungen umziehen. Nach Ansicht der Analytiker wurden mehr als 16 MilliardeSchuldpostenverhandlungen letztes Jahr, die fast doppelte Zahl von2000 verarbeitet. Entsprechend der amerikanischen Banker-Verbindungist Schuldpostenkarte Popularität in den US mit 65 ProzentVerbrauchern mit einer Schuldpostenkarte mindestens einmalwöchentlich hochfliegend. Verein Sams, die zweitgroessten VEREINIGTEN STAATEN lagern Vereinein, die, Kette, die von WalMart (WMT) besessen wird, vor kurzemverkündete, daß sie seine Versuchsannahme von Visum- undMasterCardkreditkarten an April 21 beendet. Jedoch fährt Verein Samsfort, Visumschuldpostenkarten anzunehmen. Tochtergesellschaft Kryptosima InstaPays hat das erste patentierteProduktion System für liefernde verschlüsselte Verhandlungen überdem Internet entwickelt. Zum Wissen des Companys ist dieses daseinzige Produktion System, Internet-Kaufleuten ermöglichend, ATMKarte ("pin Schuldposten ") Zahlungen anzunehmen. Harry Hargens, der Präsident von InstaPay kommentierte, "We`re eineschnelle Umwandlung sehend, in der HandelsVerarbeitungsindustrie derverhandlung aufzutreten. Erhöhte Sicherheit Interessen undzunehmender Betrug hat ein Klima des Interesses verursacht. Wirglauben, daß Kryptosimas patentiertes System diese Interessen lösenkann. Unsere Verschlüsselungtechnologie stellt sicher, daß eineVerhandlung der Internet consumers geschützt ist und vermindertWertpapieremissionen. " Er fügte hinzu, verringert das "Having, umeinen STIFT Zahl zu betreten drastisch Handelsbelastung durch Betrug,da ein Dieb nicht nur die Einzelpersonen Karte und GebührenzählungInformationen benötigen würde, aber auch den STIFT Zahl, der bekanntnormalerweise nur zu Kartenbesitzer. " Entsprechend US Handel-Abteilung Statistiken und anderenIndustrieschätzungen erreichte eCommerce fast $100 Milliarde 2003 undfährt fort, mit double-digit Rate zu wachsen. Diese Abbildung bedecktnur die USA. Die weltweite Abbildung ist größer und auch wachsend. (sehen Sie http://www.census.gov/mrts/www/current.html fürgegenwärtige eCommerce Statistiken) InstaPay plant, Einkommen zu erzeugen, indem er Kaufleute eineörtlich festgelegte Gebühr pro Verhandlung für PIN/debitVerhandlungen, anders als Kreditkarte Verhandlungen auflädt, die einProzent der Verhandlung aufladen. Kaufleute können beschließen,gesamte Verhandlungkosten zu senken, indem sie STIFTSchuldpostenzahlung Lösungen Verbrauchern anbieten. Über InstaPay Systeme Inc.. Fokus InstaPays ist auf der Implementierung der neuen ZahlungServices, wie ATM Karte Zahlungen vom Haus oder vom Büro. Patentiert,einfach, Kryptosima System zu benutzen arbeitet mit jedem möglichemSchreibtisch oder Laptop-Computer und ermöglicht Verbrauchern,sichere Verhandlungen von irgendeiner Position ohne Furcht vorIdentität Diebstahl zu leiten. Zu zusätzlicher Information, Besuchwww.instapaysystems.com und www.kryptosima.com Vorwärts-Schauen Von von Aussagen Aussagen über die zukünftigen Erwartungen der companys,einschließlich zukünftige Einkommen und Einkommen und alle weiterenAussagen in diesem Pressekommuniquã© anders als historische Tatsachen"forward-schauen Aussagen " innerhalb der Bedeutung des Abschnitts27A der Sicherheiten Tat von 1933, des Abschnitts 21E desBörsengesetzes von 1934 und wie diese Bezeichnung in der privatenRechtsstreit-Verbesserung-Tat von 1995 definiert wird. SolcheVorwärts-schauende Aussagen beziehen Gefahren und Ungewißheiten mitein und sind abhängig von Änderung jederzeit, und die tatsächlichenResultate der companys konnten von erwarteten Resultaten materiellsich unterscheiden. Die Firma geht keine Verbindlichkeit ein, dasVorwärts-Schauen von von Aussagen zu aktualisieren, um nachherauftretende Fälle oder Umstände zu reflektieren. QUELLE: InstaPay Systeme InstaPay/Kryptosima Harry Hargens, Präsident U. CEO (770)Email 471-4944: harryhargens@kryptosima.com Beziehung- zwischen den Investorentodd Gilligan (949) Email497-6684: todd@wallstreetaudio.com
      Avatar
      schrieb am 16.04.04 15:44:51
      Beitrag Nr. 3 ()
      ты говориш по русски? :)
      Avatar
      schrieb am 16.04.04 15:53:13
      Beitrag Nr. 4 ()
      @TOMM

      Das liest sich eher wie japanisch ! ;)
      Avatar
      schrieb am 16.04.04 22:36:22
      Beitrag Nr. 5 ()
      :D :cool: :D

      Börse Symbol Währ. Vortag akt.Kurs Diff. % Handelsvol. gehand. St. Kurszeit
      OTCBB IPYS USD 0,680 1,05 + 0,370 + 54,41 4,50 Mio. 5.110.602 16. Apr 21:59
      Berlin IKW EUR 0,330 0,700 + 0,370 + 112,12 25.048 31.535 16. Apr 19:27


      Wartet mal ab wenn die Testphase am 21.04.2004 abgelaufen
      ist ! ;)

      Trading Spotlight

      Anzeige
      East Africa Metals
      0,1460EUR -1,35 %
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      Avatar
      schrieb am 17.04.04 12:46:51
      Beitrag Nr. 6 ()
      Hallo Blauäugig,
      ich bin auch eingestiegen in die Aktie. Ist ja sehr wenig Interesse hier an Board für dieses Teil.
      Was denkst du, wo das Ding noch hingeht?
      Cutti
      Avatar
      schrieb am 17.04.04 17:36:45
      Beitrag Nr. 7 ()
      Ja hallo, was ist den das für ein Teil:







      :eek: :eek:
      Avatar
      schrieb am 17.04.04 21:00:07
      Beitrag Nr. 8 ()
      #6

      Tja, wenn ich das wüsste. Ich denke mal, sollte sich es
      herausstellen das WalMart einen Auftrag vergibt und andere
      nachziehen :eek: :eek:

      Ich bin Optimist und schätze mal so bis 2,20.- EUR, mal schauen. :D
      Avatar
      schrieb am 19.04.04 09:47:16
      Beitrag Nr. 9 ()
      Da geht noch was ! :D

      AKTUELL 19.04.04 16.04.04

      Aktueller Kurs 0,90 0,68

      Währung EUR EUR

      Kurszeit 09:23 14:00

      Differenz +0,22 (+32,35%) +0,35 ( +106,06%)

      Geld 0,82 0,65

      Geld Stücke - 0,65

      Brief 0,95 0,73

      Brief Stücke - 0,73

      Eröffnungskurs 0,90 0,57

      Tageshöchst 0,90 1,05

      Tagestief 0,90 0,57

      Marktkapitalisierung - -

      Letzter Schlusskurs 0,68 0,33

      Schlusskurs-Datum 16.04. 15.04.

      Volumen 792,00 25,05 Tsd.

      Gehandelte Stücke 880 31,54 Tsd.

      Preisfeststellungen 1 12


      Morgen oder übermorgen wird es sich zeigen ;)
      Avatar
      schrieb am 19.04.04 10:19:59
      Beitrag Nr. 10 ()
      Hallo Blauaeugig
      Was macht dich so sicher das diese Aktie weiter nach oben
      steigt???
      :rolleyes:
      Avatar
      schrieb am 19.04.04 10:51:13
      Beitrag Nr. 11 ()
      #10

      Ich kann nur wieder darauf verweisen das am 21.04.2004
      diese Testaktion endet und ich annehme sollte sich das
      System als praktikabel erwiesen haben dann auch dementsprechende Aufträge erteilt werden. Sollte Wal-Mart
      dabei sein kann man sich ja ausmalen was passiert. :)
      Avatar
      schrieb am 19.04.04 11:06:22
      Beitrag Nr. 12 ()
      Komischer User ! :rolleyes:

      Userinfo

      Username: Co2
      Registriert seit: 02.01.2001 [ seit 1.203 Tagen ]
      User ist momentan: Offline
      Letztes Login: 19.04.2004 10:16:27
      Threads: 0
      Postings: 39 [ Durchschnittlich 0,0324 Beiträge/Tag ]
      Postings der letzten 30 Tage anzeigen
      Interessen: keine Angaben

      Der User Co2 hat in folgenden Threads geschrieben
      (Zeitraum: letzte 30 Tage)


      Thread Postings Ansicht Autor Datum
      Wer hier nicht einsteigt ist selber schuld ! 11 Blauaeugig 19.04.04 10:51:13


      Schreibt in 1 Thread mit einem Posting und hat aber
      insgesamt 39 Stück ? Na w:o, ihr habt wohl heute euren
      Dummy rausgeschickt ? :D
      Avatar
      schrieb am 19.04.04 11:09:31
      Beitrag Nr. 13 ()
      Ich weis ja nicht wie du auf diese Vermutung kommst,aber ich lasse dich in deinem glauben:laugh: :laugh:
      Na werde mal abwarten ob sich bis zum 21.o4 der Kurs noch stärker zeigt oder heute Mittag nach unten geht!!!
      Avatar
      schrieb am 19.04.04 11:40:15
      Beitrag Nr. 14 ()
      Zugegebenermassen sind die Bollinger nicht der Oberhammer,
      aber leider gehen die nicht bis zum 22.04.2004. :D
      Avatar
      schrieb am 19.04.04 11:43:08
      Beitrag Nr. 15 ()
      Ergänzung zu #14

      Avatar
      schrieb am 21.04.04 14:05:48
      Beitrag Nr. 16 ()
      Bin ja mal gespannt. Heute ist der 21.0.2004 ob schon was
      kommt. :cool:

      Hier nochmal zur Info:

      Wal-Mart Stores Inc. Quick Quote: WMT (no quote)




      InstaPay Technology Licensee Initiates Production Use of New PIN Pad
      4/12/04

      ATLANTA, Apr 12, 2004 (PRIMEZONE via COMTEX) --
      InstaPay Systems, Inc. (OTCBB:IPYS) announced today that a customer of its Kryptosima subsidiary has begun using Kryptosima`s technology in a production environment. Kryptosima has developed a patented system for delivering encrypted transactions over the Internet. Tdw
      his is the first and, to the Company`s knowledge, only production system to enable Internet merchants to accept ATM card (`PIN debit`) payments.

      In October 2003, Gartner Research reported that 45% of all U.S. adults will be using E-Billing and payment Applications by 2005. According to the Census Bureau of the US Department of Commerce, total e-commerce sales for 2003 were estimated at $54.9 billion, an increase of 26.3 percent (plus or minus 3.9%) from 2002.

      InstaPay will generate revenues by charging merchants a fixed fee per transaction for PIN debit transactions, unlike credit card processing companies who charge a percent of the transaction. Merchants may choose to lower overall transaction costs by offering PIN debit payment solutions to consumers. In February of this year, Wal-Mart (NYSE:WMT) began refusing MasterCard`s signature debit card and instead will require those customers to enter their PIN number. According to Speer &Associates Inc., a leading payment consulting firm based in Atlanta, this may be evidence that, `the merchant community is exercising its right to move to a cheaper processing alternative.`

      `This is an important milestone for InstaPay/Kryptosima,`stated Harry Hargens, President and CEO of InstaPay and Kryptosima. `Early this month, one of our license customers began using our technology to secure private label payment transactions performed over the Internet by their customers.`He added, `The initial transaction volume in any new program is very modest, so the revenue we generate from this client in the next few months will be negligible. None-the-less, this event validates three important points for our business model. First, it demonstrates that companies will choose to use our technology and pay per-transaction license fees as we have proposed to all potential technology/patent license customers. Second, it validates that the new PIN pad we announced in March operates well in a production environment. And third, it shows that consumers will use hardware attached to their PC to facilitate secure transactions.`

      Hargens continued, `Initially, our primary focus in North America is on providing services directly to merchants, not establishing `partners`through license agreements. However, one way to start generating revenue from markets outside North America as soon as possible may be to work with companies that license our patent and our software, so they can establish companies offering services to Internet merchants in their local market.`

      This is also a fresh validation of the applicability of the Company`s technology in the eCommerce market. According to US commerce department statistics and other industry estimates, eCommerce reached almost $100 Billion in 2003 and continues to grow at double-digit rates. That figure covers only the USA. The worldwide figure is larger and also growing.

      (See http://www.census.gov/mrts/www/current.html for current eCommerce statistics)

      Hargens further commented, `Because of our patent, and the software package that we have developed to implement the concepts embodied in that patent, we believe that we are uniquely positioned to pursue a significant market share in the business of processing payments for this large and rapidly growing eCommerce market.`(European patent EP1218865 can be viewed online at http://v3.espacenet.com/origdoc?DB=EPODOC&IDX=EP1218865&QPN=…

      Hargens concluded, `The Company is staying in very close contact with this customer during their initial roll-out of the technology, providing them with comprehensive tech-support to help guarantee a successful launch. We are seeing details of their operation, the global scale of some of the transactions, the ubiquity of the Internet, and the potential of our technology that is being demonstrated, which is nothing short of overwhelming. In some cases we are seeing a bank on one continent do secure transactions with a bank customer on a second continent, using a service provided by servers running our software on a third continent, supported by a customer service staff on a fourth continent. And, that customer service staff is accessing data on servers running our software using remote data-access tools we provided. And ALL of this is being accomplished via our system and standard Internet connectivity.`

      About InstaPay Systems Inc.

      InstaPay`s focus is on the implementation of new payment services, such as ATM card payments from home or office. The patented, easy to use Kryptosima system works with any desktop or laptop computer, enabling consumers to conduct secure transactions from any location without fear of identity theft. For additional information, visit www.instapaysystems.com and www.kryptosima.com

      Forward-Looking Statements:

      Statements about the company`s future expectations, including future revenues and earnings, and all other statements in this press release other than historical facts are `forward-looking statements`within the meaning of Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934, and as that term is defined in the Private Litigation Reform Act of 1995. Such forward-looking statements involve risks and uncertainties and are subject to change at any time, and the company`s actual results could differ materially from expected results. The company undertakes no obligation to update forward-looking statements to reflect subsequently occurring events or circumstances.

      SOURCE: InstaPay Systems

      InstaPay/Kryptosima Harry Hargens, President &CEO (770) 471-4944 Email: harryhargens@kryptosima.com Investor Relations Todd Gilligan (949) 497-6684 Email: todd@wallstreetaudio.com
      (C) 2004 PRIMEZONE, All rights reserved.
      Avatar
      schrieb am 29.04.04 16:11:22
      Beitrag Nr. 17 ()
      NEWS:

      InstaPay Systems, Inc. Releases 10-K annual report
      Thursday April 29, 8:30 am ET


      ATLANTA, April 29, 2004 (PRIMEZONE) -- InstaPay Systems, Inc. (OTC BB:IPYS.OB - News) announced today that it had filed its 10-K annual report. The report is viewable at http://www.sec.gov as well as http://www.freeedgar.com.
      ADVERTISEMENT


      Harry Hargens, President of InstaPay commented, ``We`re pleased to present a report that shows InstaPay moving forward after its acquisition of Kryptosima in 2003. The report outlines milestones achieved during 2003, and important subsequent events in 2004.``

      ``As a result of acquiring Kryptosima, InstaPay now has a tightly focused business plan, and has begun to generate revenue. While revenues generated so far are small, we are optimistic that sales will increase in 2004. Also as a result of the acquisition, InstaPay shows significant assets on its books of $586,034 for the first time.``

      Kryptosima has introduced what it believes is the first gateway service that can enable Internet merchants for ATM card acceptance. Merchants generally pay a fixed fee per transaction for PIN/debit transactions, unlike credit card transactions that charge a percent of the transaction. Therefore merchants may choose to lower overall transaction costs by offering PIN debit payment solutions to consumers.

      Because of its unique patent-protected capabilities, Kryptosima is well-positioned to pursue the market for eCommerce payments. According to US commerce department statistics and other industry estimates, eCommerce reached almost $100 billion in 2003 and continues to grow at double-digit rates. That figure covers only the USA. The worldwide figure is larger and also growing. (See http://www.census.gov/mrts/www/current.html for current eCommerce statistics)

      About InstaPay Systems Inc.

      InstaPay`s focus is on the implementation of new payment services, such as ATM card payments from home or office. The patented, easy to use Kryptosima system works with any desktop or laptop computer, enabling consumers to conduct secure transactions from any location without fear of identity theft. For additional information, visit http://www.instapaysystems.com and http://www.kryptosima.com.

      Forward-Looking Statements

      Statements about the company`s future expectations, including future revenues and earnings, and all other statements in this press release other than historical facts are ``forward-looking statements`` within the meaning of Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934, and as that term is defined in the Private Litigation Reform Act of 1995. Such forward-looking statements involve risks and uncertainties and are subject to change at any time, and the company`s actual results could differ materially from expected results. The company undertakes no obligation to update forward-looking statements to reflect subsequently occurring events or circumstances.



      Contact:
      InstaPay/Kryptosima
      Harry Hargens, President & CEO
      (770) 471-4944
      Email: harryhargens@kryptosima.com


      Mark Moline, Investor Relations
      (949) 497-6684
      Email: mark@cinapsys.com


      --------------------------------------------------------------------------------
      Source: InstaPay Systems

      Email this story - Set a News Alert


      :)
      Avatar
      schrieb am 29.04.04 16:24:22
      Beitrag Nr. 18 ()
      Hallo Blauäugig.
      hab dir ne BM geschrieben. Wäre nett wenn du dich melden würdest.

      Sind wir die einzigen, die in IPYS investiert sind?
      Avatar
      schrieb am 29.04.04 16:35:35
      Beitrag Nr. 19 ()
      Hi Cutti, hab schon geantwortet. Sieht so aus als ob wir hier im Board die einzigen sind die investiert haben.

      Blue
      Avatar
      schrieb am 29.04.04 16:42:58
      Beitrag Nr. 20 ()
      jo :D
      Avatar
      schrieb am 29.04.04 16:48:39
      Beitrag Nr. 21 ()
      Hallo blue!
      danke für die Antwort!
      :)
      Avatar
      schrieb am 03.05.04 21:33:48
      Beitrag Nr. 22 ()
      Also was das jetzt zu bedeuten hat:

      INSTAPAY SYS INC (OTC BB:IPYS.OB) Quote data by Reuters

      Last Trade: 0.58
      Trade Time: 3:13PM ET
      Change: 0.22 (27.50%)
      Prev Close: 0.80
      Open: 0.80
      Bid: 0.57 x 2500
      Ask: 0.58 x 2500
      1y Target Est: N/A

      Day`s Range: 0.57 - 0.84
      52wk Range: 0.12 - 1.77
      Volume: 1,366,668
      Avg Vol (3m): 346,909
      Market Cap: 16.14M
      P/E (ttm): N/A
      EPS (ttm): -0.162
      Div & Yield: N/A (N/A)




      Das 4-fache Volumen, schmiert um fast 30% ab, da wissen
      scheinbar ein paar wieder mehr als andere !! :mad:

      Das stand heute in den News:

      InstaPay Systems, Inc. Planning Integration of its payENKRYPT Solution Into Internet Processing Services, Virtual Terminals and Mobile Point of Sale Products
      Monday May 3, 8:30 am ET


      ATLANTA, May 3, 2004 (PRIMEZONE) -- InstaPay Systems, Inc. (OTC BB:IPYS.OB - News) announced today that InstaPay and its Kryptosima subsidiary are in discussions with several large transactions processors who have indicated interest in integrating Kryptosima`s payENKRYPT service into their payment processing products and services.
      ADVERTISEMENT


      Enabling processors with the payENKRYPT solution will allow the implementation of several innovative additions to the processors` payment processing products and services. These discussions help to validate the market value of the platform that InstaPay has developed and demonstrate the versatility of the gateway patent. InstaPay envisions several scenarios:

      First, access to payENKRYPT could be integrated into the processors` ``virtual terminal`` products, thereby adding PIN debit capability. Virtual terminal`s are an increasingly popular way to provide payment services to brick-and-mortar merchants. A virtual terminal is transaction-processing software that runs on a merchants PC, eliminating the need for a separate credit card terminal. The use of such virtual terminals reduces merchants` implementation costs and eliminates extra equipment, freeing up valuable counter space at the point of sale.

      Second, access to payENKRYPT could be integrated into processors` Internet payment services, thereby adding PIN debit capability for Internet merchants. payENKRYPT is the first and so-far only payment gateway service that enables Internet merchants for PIN debit acceptance. Because PIN-based transactions offer merchants lower fees and much lower fraud and chargeback risk than signature-based transactions, this is a very attractive payment alternative for Internet transaction processing.

      Third, access to payENKRYPT could be integrated into processors` ``mobile`` payment products. These are solutions aimed at mobile merchants such as food delivery, taxis, flea markets, street vendors, in-home sales and repairmen. Currently more than 100,000 Merchants use wireless POS in the US. The mobile POS terminal market is expected to grow to over 10 million devices by 2007. This rapidly growing segment of the transaction processing market is being enabled for card acceptance via a variety of wireless solutions, such as PDAs and cell phones. Integrating payENKRYPT into these solutions will bring these mobile merchants the same advantages of PIN debit acceptance that traditional brick-and-mortar merchants have enjoyed for years.

      InstaPay could act as a service provider to processors, who in turn would establish and maintain the merchant relationships. This leveraged business strategy would help InstaPay to grow its business without spending money to build and support a large sales force.

      Because of its unique patent-protected capabilities, InstaPay is well-positioned to pursue the market for eCommerce payments. According to US commerce department statistics and other industry estimates, eCommerce reached almost $100 Billion in 2003 and continues to grow at double-digit rates. That figure covers only the USA. The worldwide figure is larger and also growing. (See http://www.census.gov/mrts/www/current.html for current eCommerce statistics)

      About InstaPay Systems Inc.

      InstaPay`s focus is on the implementation of new payment services, such as ATM card payments from home or office. The patented, easy to use Kryptosima system works with any desktop or laptop computer, enabling consumers to conduct secure transactions from any location without fear of identity theft. For additional information, visit http://www.instapaysystems.com and http://www.kryptosima.com

      Forward-Looking Statements

      Statements about the company`s future expectations, including future revenues and earnings, and all other statements in this press release other than historical facts are ``forward-looking statements`` within the meaning of Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934, and as that term is defined in the Private Litigation Reform Act of 1995. Such forward-looking statements involve risks and uncertainties and are subject to change at any time, and the company`s actual results could differ materially from expected results. The company undertakes no obligation to update forward-looking statements to reflect subsequently occurring events or circumstances.



      Contact:
      InstaPay/Kryptosima
      Harry Hargens, President & CEO
      (770) 471-4944
      Email: harryhargens@kryptosima.com

      Investor Relations
      Mark Moline
      (949) 497-6684
      Email: mark@cinapsys.com


      --------------------------------------------------------------------------------
      Source: InstaPay Systems

      Kann das diesen Verkaufsrausch ausgelöst haben ? Bin echt ratlos :confused:
      Avatar
      schrieb am 04.05.04 23:24:26
      Beitrag Nr. 23 ()
      Hab mal wieder was gefunden, könnte vielleicht ein
      Grund für die hohen Volumina letzte u. diese Woche sein:

      Liquidity

      As of December 31, 2003, the Company had a working capital deficit of approximately $ 788,000. As of that date, the Company did not have enough capital to achieve its near, medium or long-term goals. Subsequent to that date, the Company reached an agreement which management believes will provide sufficient capital to achieve its short-term goals, and depending upon results may provide sufficient capital to meet its long-term goals.

      During March 2004, the Company signed an agreement with Cornell Capital Partners, which the Company believes will provide sufficient working capital for the Company to pursue its business plan. Under the agreement, Cornell will provide short-term bridge financing in the form of a convertible debenture (CD), and long-term financing under a standby equity distribution agreement (SEDA). Under the SEDA, InstaPay can put shares to Cornell up to a total of $5,000,000 over a 2-year period, subject to a weekly limit of $70,000. The timing and amount of these transactions is at InstaPay`s discretion. For each transaction, the shares will be valued according to an average price for the 5 days following notice to Cornell. Under the terms of the CD, Cornell will provide a total of $350,000 in short-term funding in three rounds ($150,000, $100,000, and $100,000). The Company received the first round of $150,000 on March 18, 2004. The Company will receive the second round upon filing a SB-2 required by the SEDA, and will receive the third round upon the effectiveness of the SB-2.

      Vielleicht nochmal nachkaufen, nachdem die Aktie in den
      letzten 3 Tagen auf 0,47 US$ geprügelt wurde ? Weiss
      zufällig noch jemand was ?
      Avatar
      schrieb am 05.05.04 10:56:29
      Beitrag Nr. 24 ()
      Hallo blue,
      die nachricht dürfte schon bekannt sein, da sie vom Dezember ist.
      Ich denke eher, die fehlende Nachricht bezüglich Walmart dürfte für den Kursrutsch verantwortlich sein. Der Kurs ist ja ganz schön gestiegen in den letzten Wochen.
      Nachkaufen würde ich jetzt nicht.
      cutti
      Avatar
      schrieb am 24.05.04 13:23:52
      Beitrag Nr. 25 ()
      Großartiges Timing... :laugh:

      Seit Kaufaufforderung innerhalb eines Monats "lediglich" halbiert....:D


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